1515 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1515 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,056 sqft · built 1985
Lot Size0.226 acres (9,829 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Oct 2014)
Tax Bill$6,594 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-232-013

Property Details

APN / Parcel Number

Primary APN03-03-232-013

Interior

Bedrooms3 Beds
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,553 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area9,829 sqft (0.226 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1515 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 168 RIVERWOOD ESTATES UNIT 3
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number168
Legal Unit3
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1017
Census Tract850106

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1515 CHARLES AVE, ALGONQUIN, IL 60102-3775
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2014 · Amount on Record
Deed SaleOct 15, 2014 · Amount on Record
Prior SaleMar 24, 1995 · Amount on Record
Deed Document Number201451740
Last Transfer DateMay 28, 2025
Transfer Doc0000022738
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1515 CHARLES AVE, ALGONQUIN, IL 60102-3775
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050412
DateSep 26, 2017
Instrument2017K050412
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term349 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,594.00 (+13.93%)$96,141 (+9.42%) Land $24,974 Building $71,167$288,538 (+9.42%) Land $74,952 Building $213,586
2024$87,864 (+20.37%) Land $22,824 Building $65,040$263,697 (+20.42%) Land $68,499 Building $195,198
2022$5,788.00 (+3.25%) Homeowner's exemption$72,995 (+5.91%) Land $20,536 Building $52,459$218,985 (+5.91%) Land $61,608 Building $157,377
2021$5,606.00 Homeowner's exemption$68,922 Land $19,390 Building $49,532$206,766 Land $58,170 Building $148,596

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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