1525 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1525 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 2,052 sqft · built 1985
Lot Size0.228 acres (9,925 sqft)
Owner2 Individual Names on File
Last Sale$220,000 (Mar 2015)
Tax Bill$7,773 (2025)
Deeds & MortgagesApr 2023 Transfer
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-232-014

Property Details

APN / Parcel Number

Primary APN03-03-232-014

Interior

Bedrooms2 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
Gross Area2,452 sqft
1st Floor Area1,412 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleContemporary
Lot Area9,925 sqft (0.228 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1525 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3775
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 198 RIVERWOOD ESTATES UNIT 4 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number198
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1017
Census Tract850106

Owner

1525 Charles Ave is owned and occupied by two individuals who acquired it in December 2022.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1525 CHARLES AVE, ALGONQUIN, IL 60102-3775
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2015 · Amount on File
Deed SaleMar 30, 2015 · Amount on File
Prior SaleJul 2, 2007 · Amount on File
Deed Document Number201515560
Last Transfer DateDec 4, 2022
Transfer Doc0000011764
Record UpdatedOct 29, 2026

April 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateApr 14, 2023
Property Address1525 CHARLES AVE, ALGONQUIN, IL 60102-3775
Document Number0000011764
Instrument DateDec 4, 2022
Instrument2023K011764
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1525 CHARLES AVE, ALGONQUIN, IL 60102-3775
InvestorPossibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1525 CHARLES AVE, ALGONQUIN, IL 60102-3775
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PARTNERS LL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069482
DateSep 13, 2021
Instrument2021K069482
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2041
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1525 Charles Ave was $7,773 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,773.00$111,902 (+9.42%) Land $24,974 Building $86,928$335,840 (+9.42%) Land $74,952 Building $260,888
2024$102,268 Land $22,824 Building $79,444$306,927 Land $68,499 Building $238,427
2022$7,255.00 (+3.13%) Homeowner's exemption$89,982 (+5.91%) Land $20,536 Building $69,446$269,946 (+5.91%) Land $61,608 Building $208,338
2021$7,035.00 Homeowner's exemption$84,961 Land $19,390 Building $65,571$254,883 Land $58,170 Building $196,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1525 Charles Ave in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1525 Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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