1601 Ann Harbor St, Laredo, TX 78045 Property Records

Webb County property record for 1601 Ann Harbor St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,905 sqft · built 2018
Lot Size	0.104 acres (4,519 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,562 (Oct 2026)
Tax Bill	$1,154 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Mar 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`994-03001-020`

Property Details

APN / Parcel Number

Primary APN	`994-03001-020`
Alternative APN	`560611`

Interior

Stories	2 Stories
Building Area	1,905 sqft Living Area
Gross Area	2,365 sqft
1st Floor Area	712 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,519 sqft (0.104 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft
Storage Building	64 sqft

Location & Zoning

Street Address	1601 ANN HARBOR ST
City	LAREDO
State	TX
Zip	78045-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREEN-ESCONDIDO, BLOCK 1, LOT 2, PHASE 7
Legal Subdivision	GREEN-ESCONDIDO
Legal Phase	7
Legal Block	1
Legal Lot Number	2
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1003
Census Tract	1711

Owner

Source: Webb County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HOUSING CORPORATI
Mar 17, 2021	Vendor's Lien, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Dec 17, 2020	Trustee's Deed, Foreclosure Foreclosure Auction
Mar 21, 2018	Vendor's Lien, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2026 · Amount on Record
Deed Sale	Oct 14, 2026 · Amount on Record
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	20261600634
Deed Book / Page	6124 / 294
Prior Transfer Date	Dec 4, 2020
Prior Transfer Doc	004922/813
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBB TX
Recording Date	Oct 14, 2026
Property Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	0001600634
Book / Page	6124 / 294
Instrument Date	Oct 13, 2026
Instrument	20261600634
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001600635,
Date	Oct 14, 2026
Instrument	20261600635

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ANN HARROR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	4978/223
Date	Mar 17, 2021
Book Page	4978/223
Instrument	1421930

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 16, 2024

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 17, 2021
Property Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004978/207
Book / Page	4978 / 207
Map Reference	VOL 33 PG 85&86
Instrument Date	Mar 15, 2021
Instrument	1421928
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 BOB BULLOCK LOOP APT 20202, 20202, LAREDO, TX 78043-4253

Mortgage

Document Number	0001421929
Date	Mar 17, 2021
Instrument	1421929

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WEBB TX
Recording Date	Dec 17, 2020
Property Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004922/813
Book / Page	4922 / 813
Map Reference	VOL 33 PG 85&86
Instrument Date	Dec 4, 2020
Instrument	1413536
Transaction Type	Foreclosure
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2808 MELVILLE LOOP, LAREDO, TX 78041-2051

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Mar 21, 2018
Property Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039
Document Number	004388/709
Book / Page	4388 / 709
Map Reference	VOL 33 PG 85&86
Instrument Date	Mar 19, 2018
Instrument	1324069
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 ANN HARBOR ST, LAREDO, TX 78045-9039

Mortgage

Document Number	0001324070
Date	Mar 21, 2018
Instrument	1324070

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,427 (+11.14%) Land $43,518 Building $209,909	$253,427 (+11.14%) Land $43,518 Building $209,909
2025	$1,154.00 (-0.43%)	$228,026 (+4.67%) Land $43,518 Building $184,508	$228,026 (+4.67%) Land $43,518 Building $184,508
2024	$1,159.00 (-12.53%)
2023		$217,860 Land $28,741 Building $189,119	$217,860 Land $28,741 Building $189,119
2022	$1,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Pathway Com-Tel Fixed Wireless	100 / 50

May also be available: AT&T.

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