Stearns County property record for 16049 Co Rd 49, Cold Spring, MN 56320
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,189 sqft · built 1945 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,500 (Aug 2016) |
| Tax Bill | $2,734 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-23751-0000 |
| Primary APN | 36-23751-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,189 sqft Living Area |
| 1st Floor Area | 1,189 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 108,029 sqft (2.48 acres) |
| Lot Dimensions | 153 ft deep x 400 ft wide |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | None |
|---|---|
| Heating System | Space Heater |
| Street Address | 16049 COUNTY ROAD 49 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | 2.48 A. FR .40 A. OF SE4SW4 LYING IN SW COR & N'LY OF RIVER & FR 2.08 A. OF SW4SW4 LYING IN SE COR & N'LY OF R. SECTION 22 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11302 |
Source: Stearns County assessment roll, as of November 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1631 SPARROW RD, WACONIA, MN 55387-4525 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2016 · Amount on Record |
| Deed Sale | Aug 23, 2016 · Amount on Record |
| Prior Sale | Mar 29, 2011 · Amount on Record |
| Prior Transfer Date | Mar 14, 2011 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,734.00 (+1.41%) | ||
| 2025 | $2,696.00 (+6.65%) | $296,600 (+10.51%) Land $201,900 Building $94,700 | $296,600 (+10.51%) Land $201,900 Building $94,700 |
| 2023 | $2,528.00 | $268,400 Land $184,300 Building $84,100 | $268,400 Land $184,300 Building $84,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midcontinent Communications Cable | 1,250 / 60 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig Enterprises, LTD Broadband, Verizon.
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