15981 Co Rd 49, Cold Spring, MN 56320 Property Records

Stearns County property record for 15981 Co Rd 49, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,865 sqft · built 2015
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Nov 2011)
Tax Bill	$6,138 (2026)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Sale
Flood Zone	Zone X (moderate risk)
APN	`36-23750-0000`

Property Details

APN / Parcel Number

Primary APN	`36-23750-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,865 sqft Living Area
Gross Area	2,425 sqft
1st Floor Area	1,865 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	282 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	993 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15981 COUNTY ROAD 49
City	COLD SPRING
State	MN
Zip	56320-9814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.80 A. PART OF SE4SW4 BEG ON N LN 292.89' E OF NW COR - E 139.8' - N34D W 22.09' - S34D E 100.5' - S7D W 180.51' - S45D W 40'
Legal Range	30W
Legal Township	123
Legal Section	22
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	4
Census Block	4014
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15981 COUNTY ROAD 49, COLD SPRING, MN 56320-9814
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed, Transfer
Dec 17, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2011 · Amount on Record
Deed Sale	Nov 2, 2011 · Amount on Record
Prior Sale	Nov 2, 2011 · Amount on Record
Deed Document Number	2011667915
Prior Transfer Date	Sep 16, 2011
Prior Transfer Doc	0000060059
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 17, 2021
Property Address	15981 COUNTY ROAD 49, COLD SPRING, MN 56320-9814
Document Number	00A1622012
Instrument Date	Dec 15, 2021
Instrument	A1622012
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15981 COUNTY ROAD 49, COLD SPRING, MN 56320-9814

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Dec 17, 2021
Property Address	15981 COUNTY ROAD 49, COLD SPRING, MN 56320-9814
Document Number	00A1622011
Instrument Date	Dec 15, 2021
Instrument	A1622011
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15981 COUNTY ROAD 49, COLD SPRING, MN 56320-9814

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,138.00 (+11.16%)
2025		$614,400 (+8.04%) Land $141,200 Building $473,200	$614,400 (+8.04%) Land $141,200 Building $473,200
2023	$5,522.00	$568,700 Land $129,000 Building $439,700	$568,700 Land $129,000 Building $439,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, GigFire, Verizon.

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