Stearns County property record for 16023 Co Rd 49, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,929 sqft · built 1900 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,798 (2026) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 36-23749-0000 |
| Primary APN | 36-23749-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,929 sqft Living Area |
| Gross Area | 1,895 sqft |
| 1st Floor Area | 675 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Area | 315 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16023 COUNTY ROAD 49 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .70 A. PART OF SE4SW4 BEG AT PT 133' E & 133' S OF NW COR - N60D E 150' - N20D W TO N LN - E52.28' - S17D E 280' TO RIVER - |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 22 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 11302 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16023 COUNTY ROAD 49, COLD SPRING, MN 56320-9815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 3, 2019 |
| Transfer Doc | 00A1560340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jan 2, 2020 |
| Property Address | 16023 COUNTY ROAD 49, COLD SPRING, MN 56320-9815 |
| Document Number | 00A1560340 |
| Instrument Date | Dec 3, 2019 |
| Instrument | A1560340 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16203 COUNTY ROAD 49, COLD SPRING, MN 56320-9715 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Wakefield Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,798.00 (+673.61%) | $450,300 (-0.49%) Land $216,400 Building $233,900 | $450,300 (-0.49%) Land $216,400 Building $233,900 |
| 2025 | $452,500 (+11.95%) Land $206,800 Building $245,700 | $452,500 (+11.95%) Land $206,800 Building $245,700 | |
| 2023 | $1,008.00 | $404,200 Land $188,500 Building $215,700 | $404,200 Land $188,500 Building $215,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arvig, GigFire, Verizon.
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