16155 Co Rd 49, Cold Spring, MN 56320 Property Records

Stearns County property record for 16155 Co Rd 49, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 1999
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$805,000 (Aug 2023)
Tax Bill	$8,118 (2026)
Deeds & Mortgages	Aug 2023 Sale Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-23756-0000`

Property Details

APN / Parcel Number

Primary APN	`36-23756-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,574 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	122 ft deep x 400 ft wide
Garage Type	Attached
Garage Area	1,538 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Patio Area	224 sqft
Shed	1 Shed
Shed Area	452 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16155 COUNTY ROAD 49
City	COLD SPRING
State	MN
Zip	56320-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.00A S400' OF THAT PART OF SW4SW4 LYING E OF HWY 49 AND W OF SAUK RIVER SECTION 22 TOWNSHIP 123 RANGE 030 OF SAUK RIVER
Legal Range	30W
Legal Township	123
Legal Section	22
Jurisdiction	STEARNS MN
Township / Civil Division	WAKEFIELD
Census Block Group	4
Census Block	4014
Census Tract	11302

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16155 COUNTY ROAD 49, COLD SPRING, MN 56320-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Aug 25, 2020	Warranty Deed, Transfer
Aug 25, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	20231570967
Prior Transfer Date	Aug 12, 2020
Prior Transfer Doc	0000T43313
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 29, 2023
Property Address	16155 COUNTY ROAD 49, COLD SPRING, MN 56320-9730
Document Number	0000T45515
Instrument Date	Aug 21, 2023
Instrument	T45515
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16155 COUNTY ROAD 49, COLD SPRING, MN 56320-9730
Investor	Possibly a Property Investor

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 25, 2020
Property Address	16155 COUNTY ROAD 49, COLD SPRING, MN 56320-9730
Document Number	0000T43314
Instrument Date	Aug 13, 2020
Instrument	T43314
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10465 HOLLISTER AVE NW, MAPLE LAKE, MN 55358-2309

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 25, 2020
Property Address	16155 COUNTY ROAD 49, COLD SPRING, MN 56320-9730
Document Number	0000T43313
Instrument Date	Aug 12, 2020
Instrument	T43313
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
County Subdivision	Wakefield Township
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,118.00 (+37.92%)
2025		$783,900 (+27.69%) Land $182,200 Building $601,700	$783,900 (+27.69%) Land $182,200 Building $601,700
2023	$5,886.00	$613,900 Land $166,400 Building $447,500	$613,900 Land $166,400 Building $447,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (1997–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Flooding, High Winds,severe Storms, Apr 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, GigFire, Verizon.

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