1601 E Henry Clay Ave, Fort Wright (Covington), KY 41011 Property Records

Kenton County property record for 1601 E Henry Clay Ave, Fort Wright, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,285 sqft · built 1953
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (May 2022)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-20-25-011.00`

Property Details

APN / Parcel Number

Primary APN	`041-20-25-011.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,285 sqft Finished Area
Gross Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1601 E HENRY CLAY AVE
City	FT WRIGHT
State	KY
Zip	41011-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HILLS LOT 18
Legal Subdivision	SOUTH HILLS
Legal Phase	A
Legal Lot Number	18
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	65200

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Deed Document Number	2022125
Deed Book / Page	163 / 890
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 6, 2022
Property Address	1601 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727
Document Number	0005900125
Book / Page	163 / 890
Map Reference	PL 422
Instrument Date	Apr 18, 2022
Instrument	22050605900125
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1436 E HENRY CLAY CT, 1436, FT WRIGHT, KY 41011-5198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1601 E HENRY CLAY AVE, FT WRIGHT, KY 41011-3727

Mortgage

Document Number	0005900126
Date	May 6, 2022
Book Page	368/335
Instrument	22050605900126

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Fort Wright City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,000 (-) Land $45,000 Building $190,000	$235,000 (-) Land $45,000 Building $190,000
2025	$2,328.00 (-7.07%)	$235,000 (-) Land $45,000 Building $190,000	$235,000 (-) Land $45,000 Building $190,000
2023	$2,505.00	$235,000 Land $45,000 Building $190,000	$235,000 Land $45,000 Building $190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20