1562 Crystal Downs St, Banning, CA 92220 Property Records

Riverside County property record for 1562 Crystal Downs St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.75 ba · 1,485 sqft · built 1995
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2019)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`440-310-031`

Property Details

APN / Parcel Number

Primary APN	`440-310-031`
Alternative APN	`421430030`

Interior

Bedrooms	2 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,485 sqft Living Area
Gross Area	2,207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Garage Type	Attached
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1562 CRYSTAL DOWNS ST
City	BANNING
State	CA
Zip	92220-6614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 78 MB 240/080 TR 26177
Legal Subdivision	TRACT 26177
Legal Tract	26177
Legal Lot Number	78
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	1
Census Block	1014
Census Tract	43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN KEN INC
Oct 12, 2021	Intrafamily Transfer, Transfer
Oct 21, 2019	Grant Deed, Transfer · FHA Mortgage AHL FUNDING
Mar 15, 2019	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2019 · Amount on Record
Deed Sale	Oct 21, 2019 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Document Number	2019422657
Prior Transfer Date	Nov 16, 1995
Prior Transfer Doc	0000416896
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614

Mortgage

Document Number	0000202627
Date	Mar 31, 2021
Instrument	2021-0202627

Lender

Name	AMERICAN KEN INC
Type	Non-Lending Institution
Address	DIAMOND BAR, CA 91765

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 12, 2021
Property Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614
Document Number	0000602297
Map Reference	MB 240 PG 80-86
Instrument Date	Apr 4, 2021
Instrument	2021-0602297
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 21, 2019
Property Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614
Document Number	0000422657
Map Reference	MB 240 PG 80-86
Instrument Date	Oct 17, 2019
Instrument	2019-0422657
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614

Mortgage

Document Number	0000422658
Date	Oct 21, 2019
Instrument	2019-0422658

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 15, 2019
Property Address	1562 CRYSTAL DOWNS ST, BANNING, CA 92220-6614
Document Number	0000088655
Instrument Date	Mar 14, 2019
Instrument	88655
Transaction Type	Foreclosure
Record Updated	Mar 26, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$338.45
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,409 (+2%) Land $55,774 Building $189,635
2025	$3,368.00 (+2.12%)	$240,598 (+4.04%) Land $54,681 Building $185,917
2023	$3,298.00 (+2.14%)	$231,257 Land $52,558 Building $178,699
2022	$3,229.00
2021			$269,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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