16014 Forest Valley Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16014 Forest Valley Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,913 sqft · built 1995
Lot Size0.72 acres (31,363 sqft)
Owner2 Individual Names on File
Last Sale$680,000 (Oct 2024)
Tax Bill$7,954 (2025)
Deeds & MortgagesJul 2026 Mortgage
Nov 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN25T-62-0466

Property Details

APN / Parcel Number

Primary APN25T-62-0466

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area3,913 sqft Living Area
Gross Area4,564 sqft
1st Floor Area2,356 sqft
Basement Area750 sqft
Finished Basement750 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialFrame/Masonry
Construction TypeFrame
Foundation TypeRaised
Lot Area31,363 sqft (0.72 acres)
Lot Dimensions124 ft deep x 94 ft wide
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area238 sqft
Balcony Area8 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16014 FOREST VALLEY DR
CityBALLWIN
StateMO
Zip63021-6073
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNU
Legal DescriptionESTATES AT FOREST RIDGE (THE) LOT 16
Legal SubdivisionESTATES AT FOREST RIDGE (THE)
Legal Lot Number16
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3000
Census Tract217921

Owner

16014 Forest Valley Dr is owned and occupied by two individuals who bought it in October 2024.

Source: St. Louis County records, as of October 8, 2026

Owner of Record2 Individual Names on File
Mailing Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · VA Mortgage
GERSHMAN INVESTMENT CORP
Nov 6, 2025Deed of Trust, Mortgage · Conventional Mortgage
GERSHMAN INVESTMENT CORP
Oct 8, 2024Warranty Deed, Transfer · Conventional Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2024 · Amount on File
Deed SaleOct 8, 2024 · Amount on File
Prior SaleDec 5, 2016
Deed Document Number202410899
Prior Transfer DateDec 2, 2016
Prior Transfer Doc0223003397
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateJul 14, 2026
Property Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073
Document Number0000000546
Instrument DateJun 5, 2026
Instrument2026546
Transaction TypeMortgage
Record UpdatedJul 24, 2026
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073

Mortgage

Document Number0000000546,
DateJul 14, 2026
Instrument2026546
Lender
NameGERSHMAN INVESTMENT CORP
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073
Transaction TypeMortgage
Record UpdatedFeb 6, 2026
Title CompanyINVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073

Mortgage

Document Number2025110600682
DateNov 6, 2025
Instrument2025110600682
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
AddressCHESTERFIELD, MO 63017
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 4, 2055

October 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateOct 8, 2024
Property Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073
Document Number2024100800099
Map ReferenceMB 325 PG 98
Instrument DateOct 4, 2024
Instrument2024100800099
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 56, BALLWIN, MO 63022-0056

Transferred To (Grantee/Buyer)

NameVerified Name
Address16014 FOREST VALLEY DR, BALLWIN, MO 63021-6073

Mortgage

Document Number2024100800100
DateOct 8, 2024
Instrument2024100800100
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 16014 Forest Valley Dr was $7,954, up 14.2% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$116,300 (-) Land $44,020 Building $72,280$612,100 (-) Land $231,700 Building $380,400
2025$7,954.00 (+14.22%)$116,300 Land $44,020 Building $72,280$612,100 Land $231,700 Building $380,400
2024$6,964.00 (+0.09%)
2023$6,958.00 (+17.95%)$99,750 (+26.47%) Land $24,450 Building $75,300$525,000 Land $128,700 Building $396,300
2022$5,899.00$78,870 Land $14,670 Building $64,200
2021$415,100 Land $77,200 Building $337,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16014 Forest Valley Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims23 (1982–2017)
Claims Outside the SFHA9 of 23
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16014 Forest Valley Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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