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1601 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1601 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,589 sqft · built 2020
Lot Size0.513 acres (22,350 sqft)
Owner2 Individual Names on Record
Last Sale$344,900 (Jun 2020)
Tax Bill$2,156 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Nov 2019 Loan Modification
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8485-4

Property Details

APN / Parcel Number

Primary APNC56-001-038-8485-4
Alternative APN
  • 17-3N-24-1000-000B-0010

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,589 sqft Heated Area
Gross Area3,514 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area22,350 sqft (0.513 acres)
Garage TypeFinished
Garage Area618 sqft
PorchOpen Porch
Porch Area307 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1601 LENA ST
CityBAKER
StateFL
Zip32531-8482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 1 BLK B
Legal Range24
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION PH I
Legal Phase1
Legal BlockB
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2043
Census Tract20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1601 LENA ST, BAKER, FL 32531-8482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Warranty Deed, Subdivision Related Transfer · Conventional with PMI
PRIME LNDG
Nov 19, 2019Loan Modification, Mortgage · Line of Credit
CCB CMNTY BK
Jul 11, 2019Loan Modification, Mortgage
CCB CMNTY BK
Jul 15, 2019Grant Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Oct 24, 2019Correction Deed, Mortgage · Line of Credit
CCB CMNTY BK
Feb 25, 2020Correction Deed
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2020 · Amount on Record
Deed SaleJun 22, 2020 · Amount on Record
Prior SaleJul 15, 2019 · Amount on Record
Deed Document Number3367370
Deed Book / Page3470 / 1831
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 22, 2020
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034701831
Book / Page003470 / 001831
Instrument DateJun 19, 2020
Instrument3367370
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 12, 2020
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,414.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 LENA ST BAKER FL 325318482, BAKER, FL 32531-8482

Mortgage

Document Number34701833
DateJun 22, 2020
Book Page003470/001833
Instrument3367371
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 21, 2050

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034292974
Instrument DateNov 19, 2019
Transaction TypeMortgage
Record UpdatedDec 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152
InvestorPossibly a Property Investor

Mortgage

Document Number0034292974
DateNov 19, 2019
Book Page003429/002974
Instrument3319175
Lender
NameCCB CMNTY BK
TypeBank
AddressCRESTVIEW, FL 32536
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueNov 18, 2020
Interest
Rate TypeAdjustable Rate

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034084588
Instrument DateJul 11, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152

Mortgage

Document Number0034084588
DateJul 15, 2019
Book Page003408/004588
Instrument3291178
Lender
NameCCB CMNTY BK
TypeBank
Address1290 N FERDON BLVD, CRESTVIEW, FL 32536-1751
Agreement
AmountAmount Recorded

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateJul 15, 2019
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034084586
Book / Page003408 / 004586
Instrument DateJul 11, 2019
Instrument3291177
Transaction TypeTransfer
Record UpdatedJul 26, 2019
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152

October 2019: Correction Deed, Mortgage

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateOct 24, 2019
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034252627
Book / Page003425 / 002627
Instrument DateJul 11, 2019
Instrument3313607
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152
InvestorPossibly a Property Investor

Mortgage

Document Number34252627
DateOct 24, 2019
Book Page003425/002627
Instrument3313607
Lender
NameCCB CMNTY BK
TypeBank
Address1290 N FERDON BLVD, CRESTVIEW, FL 32536-1751
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

February 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionOKALOOSA FL
Recording DateFeb 25, 2020
Property Address1601 LENA ST, BAKER, FL 32531-8482
Document Number0034460118
Book / Page003446 / 000118
Instrument DateJul 11, 2019
Instrument3339911
Record UpdatedMar 20, 2020
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount Recorded
Tax$525.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,156.00 (+6.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$260,431 (+5.99%)$359,441 (-4.88%) Land $30,373 Building $329,068
2023$2,029.00 (+2.42%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$245,719 (+3%)$377,863 (+6.67%) Land $25,805 Building $352,058
2022$1,981.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$238,562$354,242 Land $24,117 Building $330,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Starlink
Satellite		280 / 30

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