Okaloosa County property record for 1592 Lena St, Baker, FL 32531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,081 sqft · built 2019 |
| Lot Size | 0.537 acres (23,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $397,500 (Mar 2024) |
| Tax Bill | $2,722 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Dec 2019 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-038-8514-1 |
| Primary APN | C56-001-038-8514-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,081 sqft Heated Area |
| Gross Area | 3,272 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 23,395 sqft (0.537 acres) |
| Garage Type | Finished |
| Garage Area | 518 sqft |
| Porch | Open Porch |
| Porch Area | 673 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1592 LENA ST |
|---|---|
| City | BAKER |
| State | FL |
| Zip | 32531-8480 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOSSY OAKS PLANTATION PH I LOT 30 BLK B |
| Legal Range | 24 |
| Legal Township | 03N |
| Legal Section | 17 |
| Legal Subdivision | MOSSY OAKS PLANTATION PH I |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 30 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | BAKER |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20102 |
1592 Lena St is owned and occupied by an individual who bought it in March 2024.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2024 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Dec 31, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA |
| Nov 19, 2019 | Loan Modification, Mortgage · Line of Credit CCB CMNTY BK |
| Jul 15, 2019 | Loan Modification, Mortgage CCB CMNTY BK |
| Mar 14, 2019 | Correction Deed MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Feb 27, 2019 | Warranty Deed, Transfer MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2024 · Amount on File |
| Deed Sale | Mar 4, 2024 · Amount on File |
| Prior Sale | Dec 31, 2019 · Amount on File |
| Deed Document Number | 3674337 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 4, 2024 |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0003674337 |
| Map Reference | MB 25 PG 50 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 3674337 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,782.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1144 REEVES RD, BAKER, FL 32531-5316 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0003674338 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 3674338 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 31, 2019 |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0034360651 |
| Book / Page | 003436 / 000651 |
| Instrument Date | Dec 27, 2019 |
| Instrument | 3327258 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 21, 2020 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1592 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480 |
| Document Number | 34360655 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 003436/000655 |
| Instrument | 3327261 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 30, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0034292974 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
| Investor | Possibly a Property Investor |
| Document Number | 0034292974 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 003429/002974 |
| Instrument | 3319175 |
| Name | CCB CMNTY BK |
|---|---|
| Type | Bank |
| Address | CRESTVIEW, FL 32536 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Nov 18, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 15, 2019 |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0034084588 |
| Book / Page | 003408 / 004588 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 3291178 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
| Document Number | 34084588 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 003408/004588 |
| Instrument | 3291178 |
| Name | CCB CMNTY BK |
|---|---|
| Type | Bank |
| Address | 1290 N FERDON BLVD, CRESTVIEW, FL 32536-1751 |
| Amount | Amount on Record |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 14, 2019 |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0033890043 |
| Book / Page | 003389 / 000043 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 3264389 |
| Record Updated | Apr 1, 2019 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 27, 2019 |
| Property Address | 1592 LENA ST, BAKER, FL 32531-8480 |
| Document Number | 0033864360 |
| Book / Page | 003386 / 004360 |
| Instrument Date | Feb 22, 2019 |
| Instrument | 3261450 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2019 |
| Title Company | MAIN STREET LAND TITLE COMPANY, MAIN STREET LAND TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $105.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6072 HIGHWAY 85 N CRESTVIEW FL 325367152, CRESTVIEW, FL 32536-7152 |
The 2025 property tax bill for 1592 Lena St was $2,722 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,722.00 Homeowner's exemption | $309,879 | $314,571 Land $30,373 Building $284,198 |
| 2023 | $1,630.00 (+2.39%) Homeowner's exemption | $194,264 (+3%) | $330,646 (+6.64%) Land $25,805 Building $304,841 |
| 2022 | $1,592.00 Homeowner's exemption | $188,606 | $310,048 Land $24,117 Building $285,931 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1592 Lena St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1592 Lena St is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
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