1603 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1603 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,171 sqft · built 2020
Lot Size0.5 acres (21,812 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Mar 2023)
Tax Bill$2,635 (2025)
Deeds & MortgagesMar 2023 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-038-8486-2

Property Details

APN / Parcel Number

Primary APNC56-001-038-8486-2
Alternative APN
  • 17-3N-24-1000-000B-0020

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,171 sqft Heated Area
Gross Area3,202 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area21,812 sqft (0.5 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1603 LENA ST
CityBAKER
StateFL
Zip32531-8482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 2 BLK B
Legal SubdivisionMOSSY OAKS PLANTATION PH I
Legal Phase1
Legal BlockB
Legal Lot Number2
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2043
Census Tract20102

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1603 LENA ST, BAKER, FL 32531-8482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2023Warranty Deed, Transfer
OKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I
Apr 2, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Prior SaleApr 2, 2020 · Amount on Record
Deed Document Number3609097
Deed Book / Page3664 / 1391
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMar 2, 2023
Property Address1603 LENA ST, BAKER, FL 32531-8482
Document Number0036641391
Book / Page3664 / 1391
Map ReferenceMB 25 PG 50-52
Instrument DateMar 1, 2023
Instrument3609097
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyOKALOOSA TITLE, OKALOOSA TTL & ABSTRACT CO I

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1 RUE DE LE ROI ST NE, FORT WALTON BEACH, FL 32547-1718

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 LENA ST, BAKER, FL 32531-8482

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 2, 2020
Property Address1603 LENA ST, BAKER, FL 32531-8482
Document Number0034534364
Book / Page3453 / 4364
Map ReferenceMB 25 PG 50-52
Instrument DateMar 31, 2020
Instrument3349283
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 21, 2022
Title CompanyPRATT AYCOCK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,952.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6072 HIGHWAY 85 N, 6072, CRESTVIEW, FL 32536-7152

Transferred To (Grantee/Buyer)

NameVerified Name
Address1603 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0034534366
DateApr 2, 2020
Instrument3453/4366
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,635.00 (+36.04%) Homeowner's exemption$300,719 (+32.96%) Land $30,373 Building $270,346$300,719 (-3.81%) Land $30,373 Building $270,346
2023$1,937.00 (+2.27%) Homeowner's exemption$226,168 (-)$312,645 (+7.17%) Land $25,805 Building $286,840
2022$1,894.00 Homeowner's exemption$226,168$291,727 Land $24,117 Building $267,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

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