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1590 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1590 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,525 sqft · built 2019
Lot Size0.501 acres (21,812 sqft)
Owner2 Individual Names on Record
Last Sale$30,000 (Nov 2018)
Tax Bill$2,201 (2025)
Deeds & MortgagesJul 2020 Mortgage
Nov 2020 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8513-3

Property Details

APN / Parcel Number

Primary APNC56-001-038-8513-3
Alternative APNs
  • 17-3N-24-1000-000B-0290
  • 24N3171000000B0290

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,525 sqft Living Area
Gross Area4,058 sqft
1st Floor Area2,525 sqft
FlooringTile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area21,812 sqft (0.501 acres)
Garage TypeAttached
Garage Area618 sqft
PorchFinished/Open Porch
Porch Area275 sqft
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1590 LENA ST
CityBAKER
StateFL
Zip32531-8480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 29 BLK B
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase1
Legal BlockB
Legal Lot Number29
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2043
Census Tract20102

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1590 LENA ST, BAKER, FL 32531-8480
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Nov 25, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 5, 2020Warranty Deed, Transfer · VA Mortgage
BROKER SOLUTIONS INC
Aug 7, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
FLAT BR MTG
Nov 15, 2018Warranty Deed, Transfer · Commercial Mortgage
CCB COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2018 · Amount on Record
Deed SaleNov 15, 2018 · Amount on Record
Deed Document Number20183243566
Deed Book / Page3375 / 284
Last Transfer DateNov 24, 2020
Transfer Doc0035074953
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address1590 LENA ST, BAKER, FL 32531-8480
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1590 LENA ST, BAKER, FL 32531-8480

Mortgage

Document Number0034783439
DateJul 29, 2020
Book Page3478/3439
Instrument3376872
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateNov 25, 2020
Property Address1590 LENA ST, BAKER, FL 32531-8480
Document Number0035074953
Book / Page003507 / 004953
Instrument DateNov 24, 2020
Instrument3410274
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1590 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 5, 2020
Property Address1590 LENA ST, BAKER, FL 32531-8480
Document Number0034602190
Book / Page3460 / 2190
Map ReferenceMB 25 PG 50-52
Instrument DateApr 30, 2020
Instrument3356231
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyBRIGHT LIGHT LAND TTL CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2797 PHIL TAYLOR ROAD, 2797, CRESTVIEW, FL 32536

Transferred To (Grantee/Buyer)

NameVerified Name
Address1607 LENA ST, BAKER, FL 32531-8482

Mortgage

Document Number0034602192
DateMay 5, 2020
Instrument3460/2192
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateAug 7, 2019
Property Address1590 LENA ST, BAKER, FL 32531-8480
Document Number0034123700
Book / Page003412 / 003700
Instrument DateJul 31, 2019
Instrument3296256
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2019
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,153.90
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1590 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

Mortgage

Document Number34123702
DateAug 7, 2019
Book Page003412/003702
Instrument3296257
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateNov 15, 2018
Property Address1590 LENA ST, BAKER, FL 32531-8480
Document Number0033750284
Book / Page3375 / 0284
Map ReferenceMB25 PG50-52
Instrument DateNov 7, 2018
Instrument3243566
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyTHE MAIN STREET LAND TITLE C

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1290 N FERDON BLVD, 1290, CRESTVIEW, FL 32536-1751

Transferred To (Grantee/Buyer)

NameVerified Name
Address6072 HIGHWAY 85 N, CRESTVIEW, FL 32536-7152

Mortgage

Document Number0003243567
DateNov 15, 2018
Instrument3243567
Lender
NameCCB COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,201.00 (+5.97%) Homeowner's exemption$255,153 (+5.99%)$334,911 (-3.09%) Land $30,373 Building $304,538
2023$2,077.00 (+2.26%) Homeowner's exemption$240,740 (+3%)$345,579 (+6.67%) Land $25,805 Building $319,774
2022$2,031.00 Homeowner's exemption$233,728$323,976 Land $24,117 Building $299,859

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Starlink
Satellite		280 / 30

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