Bay County property record for 1601 E 14th Ct, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,126 sqft · built 1989 |
| Lot Size | 0.179 acres (7,774 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Dec 2009) |
| Tax Bill | $1,072 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11249-036-000 |
| Primary APN | 11249-036-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 1,399 sqft |
| 1st Floor Area | 1,126 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,774 sqft (0.179 acres) |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Driveway | Driveway |
| Driveway Area | 423 sqft |
| Porch | Open Porch |
| Porch Area | 105 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1601 E 14TH CT |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-4009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UND |
| Legal Description | FMWS DEL ADD TO LYNN HAVEN LOT 8 ORB 4502 P 2302 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | FMWS DEL ADD |
| Legal Lot Number | 8 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 1402 |
Source: Bay County records · APN 11249-036-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1601 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 07, 2019 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 2009 · Amount on Record |
| Deed Sale | Dec 15, 2009 · Amount on Record |
| Prior Sale | Apr 22, 2005 · Amount on Record |
| Deed Document Number | 200970861 |
| Deed Book / Page | 3206 / 1676 |
| Last Transfer Date | Dec 17, 2021 |
| Transfer Doc | 0045022302 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 1601 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0045022302 |
| Book / Page | 4502 / 2302 |
| Map Reference | MB 15 PG 21 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021097218 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0045022304 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 4502/2304 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 1601 E 14TH CT, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0041781540 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1601 E 14TH CT LYNN HAVEN FL 324444009, LYNN HAVEN, FL 32444-4009 |
| Document Number | 0041781540 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 004178/001540 |
| Instrument | 89631 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 10, 2049 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,072.00 (-4.29%) Homeowner's exemption | $112,869 (+5.99%) | $135,569 (+5.16%) Land $48,330 Building $87,239 |
| 2024 | $1,120.00 (+4.19%) | ||
| 2023 | $1,075.00 (+10.82%) Homeowner's exemption | $106,493 (+3%) | $128,913 (+12.27%) Land $45,856 Building $83,057 |
| 2022 | $970.00 Homeowner's exemption | $103,391 | $114,824 Land $39,270 Building $75,554 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 242 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 242 in force |
| Nearby Flood Claims | 107 (1985–2023) |
| Claims Outside the SFHA | 53 of 107 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Mediacom Communications.
Based on FCC filings for 201 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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