1511 E 14th Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1511 E 14th Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 1988
Lot Size	0.178 acres (7,758 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jul 2008)
Tax Bill	$911 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11249-034-000`

Property Details

APN / Parcel Number

Primary APN	`11249-034-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,044 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	1,044 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,758 sqft (0.178 acres)
Garage Type	Attached
Garage Area	252 sqft
Driveway	Driveway
Porch	Unfinished Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1511 E 14TH CT
City	LYNN HAVEN
State	FL
Zip	32444-4070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UND
Legal Description	FMWS DEL ADD TO LYNN HAVEN LOT 7 ORB 4381 P 663
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	FMWS DEL ADD
Legal Lot Number	7
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1511 E 14TH CT, LYNN HAVEN, FL 32444-4070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PANHANDLE CU
Mar 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2008 · Amount on Record
Deed Sale	Jul 3, 2008 · Amount on Record
Deed Document Number	200838175
Deed Book / Page	3064 / 1511
Last Transfer Date	Mar 24, 2021
Transfer Doc	0043810663
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	1511 E 14TH CT, LYNN HAVEN, FL 32444-4070
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 E 14TH CT, LYNN HAVEN, FL 32444-4070

Mortgage

Document Number	0043830077
Date	Mar 29, 2021
Book Page	4383/77
Instrument	2021022781

Lender

Name	PANHANDLE CU
Type	Credit Union
Address	PANAMA CITY, FL 32405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Mar 25, 2021
Property Address	1511 E 14TH CT, LYNN HAVEN, FL 32444-4070
Document Number	0043810663
Book / Page	4381 / 663
Map Reference	MB 15 PG 21
Instrument Date	Mar 24, 2021
Instrument	2021021646
Transaction Type	Transfer
Record Updated	Jul 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1511 11TH COURT, LYNN HAVEN, FL 32444

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (-5.5%) Homeowner's exemption	$102,180 (+5.99%)	$117,304 (+5.47%) Land $48,330 Building $68,974
2024	$964.00 (+4.56%)
2023	$922.00 (+11.08%) Homeowner's exemption	$96,408 (+3%)	$111,222 (+12.82%) Land $45,856 Building $65,366
2022	$830.00 Homeowner's exemption	$93,600	$98,583 Land $39,270 Building $59,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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