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1509 E 14th Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1509 E 14th Ct, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,174 sqft · built 1991
Lot Size0.178 acres (7,773 sqft)
OwnerIndividual Name on Record
Last Sale$183,500 (Aug 2020)
Tax Bill$2,840 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11249-032-000

Property Details

APN / Parcel Number

Primary APN11249-032-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,174 sqft Heated Area
Gross Area1,462 sqft
1st Floor Area1,174 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2011
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area7,773 sqft (0.178 acres)
Garage Area273 sqft
DrivewayDriveway
Driveway Area360 sqft

Exterior Amenities

PorchPorch
Porch Area15 sqft
Patio Area396 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1509 E 14TH CT
CityLYNN HAVEN
StateFL
Zip32444-4070
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFMW'S DEL ADD TO LYNN HAVEN LOT 6 ORB 4290 P 818
Legal Range14W
Legal Township03S
Legal Section10
Legal SubdivisionLYNN HAVEN
Legal Lot Number6
JurisdictionBAY FL
Township / Civil DivisionLYNN HAVEN
Census Block Group2
Census Block2052
Census Tract1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1509 E 14TH CT, LYNN HAVEN, FL 32444-4070
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleAug 28, 2009 · Amount on Record
Deed Document Number2020055642
Deed Book / Page4290 / 818
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateAug 24, 2020
Property Address1509 E 14TH CT, LYNN HAVEN, FL 32444-4070
Document Number0042900818
Book / Page4290 / 818
Map ReferenceMB 15 PG 21
Instrument DateAug 21, 2020
Instrument2020055642
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyMTI TITLE INSURANCE AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,284.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5975 GRAND PAVILION WAY UNIT 324, 5975, ALEXANDRIA, VA 22303-2298

Transferred To (Grantee/Buyer)

NameVerified Name
Address1509 E 14TH CT, LYNN HAVEN, FL 32444-4070

Mortgage

Document Number0004290820
DateAug 24, 2020
Instrument4290/820
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,840.00 (+1.5%)$188,793 (+4.51%) Land $48,330 Building $140,463$188,793 (+4.51%) Land $48,330 Building $140,463
2023$2,798.00 (+17.27%)$180,642 (+11.3%) Land $45,856 Building $134,786$180,642 (+11.3%) Land $45,856 Building $134,786
2022$2,386.00$162,302 Land $39,270 Building $123,032$162,302 Land $39,270 Building $123,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 242 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 in force
Nearby Flood Claims107 (1985–2023)
Claims Outside the SFHA53 of 107
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Fred, Aug 2021 · 10 claims
  • Hurricane Michael, Oct 2018 · 47 claims
  • Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Mediacom Xtream.

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