1604 E 14th Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1604 E 14th Ct, Lynn Haven, FL 32444

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1989
Lot Size	0.145 acres (6,326 sqft)
Owner	Individual Name on Record
Last Sale	$162,500 (Aug 2019)
Tax Bill	$2,019 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11249-054-000`

Property Details

APN / Parcel Number

Primary APN	`11249-054-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Heated Area
Gross Area	1,392 sqft
1st Floor Area	1,120 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,326 sqft (0.145 acres)
Garage Area	240 sqft
Porch	Porch
Porch Area	32 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1604 E 14TH CT
City	LYNN HAVEN
State	FL
Zip	32444-4000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FMW'S DEL ADD TO LYNN HAVEN LOT 17 LESS W 10' ORB 4340 P 518
Legal Range	14W
Legal Township	03S
Legal Section	10
Legal Subdivision	LYNN HAVEN
Legal Lot Number	17
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2052
Census Tract	1402

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1604 E 14TH CT, LYNN HAVEN, FL 32444-4000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Warranty Deed, Transfer TRUSTMARK NAT'L BK
Aug 20, 2019	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Mar 8, 2019	Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Prior Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	0041581447
Deed Book / Page	4158 / 1447
Last Transfer Date	Dec 21, 2020
Transfer Doc	0043400519
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 21, 2020
Property Address	1604 E 14TH CT, LYNN HAVEN, FL 32444-4000
Document Number	0043400519
Book / Page	004340 / 000519
Instrument Date	Dec 10, 2020
Instrument	86101
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGCY INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 E 14TH CT LYNN HAVEN FL 324444000, LYNN HAVEN, FL 32444-4000
Investor	Possibly a Property Investor

Mortgage

Document Number	43400520
Date	Dec 21, 2020
Book Page	004340/000520
Instrument	86102

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2050

Mortgage

Document Number	43400536,
Date	Dec 21, 2020
Book Page	004340/000536
Instrument	86103

Lender

Name	HOUSING FIN AGCY
Address	TALLAHASSEE, FL 32301-1320

Agreement

Amount	Amount Recorded

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 20, 2019
Property Address	1604 E 14TH CT, LYNN HAVEN, FL 32444-4000
Document Number	0041581447
Book / Page	4158 / 1447
Map Reference	MB 15 PG 21
Instrument Date	Aug 19, 2019
Instrument	2019074727
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MTI TITLE INSURANCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 W LAKESHORE DR, 1207, PORT CLINTON, OH 43452-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 E 14TH CT, LYNN HAVEN, FL 32444-4000
Investor	Possibly a Property Investor

Mortgage

Document Number	0041581449
Date	Aug 20, 2019
Instrument	4158/1449

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 8, 2019
Property Address	1604 E 14TH CT, LYNN HAVEN, FL 32444-4000
Document Number	0040981591
Book / Page	004098 / 001591
Instrument Date	Mar 7, 2019
Instrument	25409
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2640 LAKE SHORE DR #1107 RIVIERA BEACH FL 334044670, 1107, RIVIERA BEACH, FL 33404-4670

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,019.00 (+2.23%) Homeowner's exemption	$175,859 (+5.99%)	$189,806 (+4.9%) Land $48,330 Building $141,476
2023	$1,975.00 (+10.15%) Homeowner's exemption	$165,925 (+3%)	$180,941 (+11.52%) Land $45,856 Building $135,085
2022	$1,793.00 Homeowner's exemption	$161,092	$162,248 Land $39,270 Building $122,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	107 (1985–2023)
Claims Outside the SFHA	53 of 107
Most Recent Claim	Jul 2023 · rainfall accumulation
Claims by Event	Tropical Storm Fred, Aug 2021 · 10 claims Hurricane Michael, Oct 2018 · 47 claims Hurricane Opal, Oct 1995 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mediacom Xtream.

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