1601 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1601 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.69 acres (30,056 sqft)
Owner	Company Name on Record
Last Sale	$254,500 (Feb 2012)
Tax Bill	$5,678 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`85-446-0105`

Property Details

APN / Parcel Number

Primary APN	`85-446-0105`
Alternative APNs	`85-00446-0105` `43332`

Exterior

Lot Area	30,056 sqft (0.69 acres)

Location & Zoning

Account Number	43332
Street Address	1601 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLK 1
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	DOUGLAS WALTER ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1601 25TH ST SE, SAINT CLOUD, MN 56304-8557
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK
May 26, 2017	Deed of Trust, Mortgage LIBERTY BANK MINNESOTA
Mar 16, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2012 · Amount on Record
Deed Sale	Feb 9, 2012 · Amount on Record
Prior Sale	Sep 16, 2003 · Amount on Record
Deed Document Number	2012744186
Last Transfer Date	Mar 9, 2020
Transfer Doc	0000888281
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1601 25TH ST SE, SAINT CLOUD, MN 56304-8557
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000925100
Date	Aug 9, 2021
Instrument	925100

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1601 25TH ST SE, SAINT CLOUD, MN 56304-8557
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000839191
Date	May 26, 2017
Instrument	839191

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	MONTICELLO, MN 55362

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 15, 2022

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 16, 2020
Property Address	1601 25TH ST SE, SAINT CLOUD, MN 56304-8557
Document Number	0000888281
Instrument Date	Mar 9, 2020
Instrument	888281
Transaction Type	Transfer
Record Updated	May 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1601 25TH ST SE ST CLOUD MN 563048557, ST CLOUD, MN 56304-8557

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,200 (-) Land $70,000 Building $327,200	$397,200 (-) Land $70,000 Building $327,200
2025	$5,678.00 (+20.55%)	$397,200 (-) Land $70,000 Building $327,200	$397,200 (-) Land $70,000 Building $327,200
2023	$4,710.00	$397,200 Land $50,000 Building $347,200
2021			$397,200 Land $50,000 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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