1488 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1488 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.375 acres (16,365 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,606 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`85-421-0120`

Property Details

APN / Parcel Number

Primary APN	`85-421-0120`
Alternative APNs	`85-00421-0120` `43116`

Exterior

Lot Area	16,365 sqft (0.375 acres)

Location & Zoning

Account Number	43116
Street Address	1488 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, BLK 1
Legal Range	31W
Legal Township	35N
Legal Section	12
Legal Subdivision	WAYSIDE PLAT 2
Legal Block	1
Legal Lot Number	10
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1488 25TH ST SE, SAINT CLOUD, MN 56304-9500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Oct 19, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2017
Deed Sale	Oct 19, 2017
Deed Document Number	2017846903
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	1488 25TH ST SE, SAINT CLOUD, MN 56304-9500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000903943
Date	Oct 29, 2020
Instrument	903943

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Oct 19, 2017
Property Address	1488 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number	0000846902
Instrument Date	Sep 20, 2017
Instrument	846902
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	STEARNS COUNTY ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$686.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1488 25TH ST SE ST CLOUD MN 563049500, ST CLOUD, MN 56304-9500

Mortgage

Document Number	846904
Date	Oct 19, 2017
Instrument	846904

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,600 (-) Land $70,000 Building $196,600	$266,600 (-) Land $70,000 Building $196,600
2025	$3,606.00 (+19.17%)	$266,600 (-) Land $70,000 Building $196,600	$266,600 (-) Land $70,000 Building $196,600
2023	$3,026.00	$266,600 Land $40,000 Building $226,600
2021			$266,600 Land $40,000 Building $226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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