1496 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1496 25th St SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.457 acres (19,933 sqft)
Owner2 Individual Names on File
Last Sale$331,500 (Jul 2023)
Tax Bill$3,456 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85-421-0124

Property Details

APN / Parcel Number

Primary APN85-421-0124
Alternative APNs
  • 85-00421-0124
  • 43118

Exterior

Lot Area19,933 sqft (0.457 acres)

Location & Zoning

Account Number43118
Street Address1496 25TH ST SE
CitySAINT CLOUD
StateMN
Zip56304-9500
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12, BLK 1
Legal Range31W
Legal Township35N
Legal Section12
Legal SubdivisionWAYSIDE PLAT 2
Legal Block1
Legal Lot Number12
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract31500

Owner

1496 25th St SE is owned and occupied by two individuals who acquired it in November 2024.

Source: Sherburne County records, as of September 15, 2026

Owner of Record2 Individual Names on File
Mailing Address1496 25TH ST SE, SAINT CLOUD, MN 56304-9500
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023 · Amount on File
Deed SaleJul 21, 2023 · Amount on File
Prior SaleMay 22, 2012 · Amount on File
Deed Document Number2023959312
Last Transfer DateNov 13, 2024
Transfer Doc0000976529
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJul 21, 2023
Property Address1496 25TH ST SE, SAINT CLOUD, MN 56304-9500
Document Number0000959312
Instrument DateJul 17, 2023
Instrument959312
Transaction TypeTransfer
Record UpdatedAug 2, 2023
Title CompanyQUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,093.95
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1496 25TH ST SE, SAINT CLOUD, MN 56304-9500

Mortgage

Document Number0000959313
DateJul 21, 2023
Instrument959313
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1496 25th St SE was $3,456 with a homeowner's exemption.

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,000 (+6.49%) Land $70,000 Building $204,000$274,000 (+6.49%) Land $70,000 Building $204,000
2025$3,456.00$257,300 Land $70,000 Building $187,300$257,300 Land $70,000 Building $187,300
2023$2,856.00$257,300 Land $40,000 Building $217,300
2021$257,300 Land $40,000 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1496 25th St SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1496 25th St SE is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on 25th St SE

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