1606 25th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1606 25th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$27,500 (Mar 2022)
Tax Bill	$4,848 (2025)
Deeds & Mortgages	Mar 2022 Sale & Construction Loan Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`85-433-0420`

Property Details

APN / Parcel Number

Primary APN	`85-433-0420`
Alternative APNs	`85-00433-0420` `43241`

Exterior

Lot Area	22,216 sqft (0.51 acres)

Location & Zoning

Street Address	1606 25TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-8557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, BLK 4 AND THE W 41.98 FT OF LOT 3 BLOCK 4
Legal Range	30W
Legal Township	35N
Legal Section	07
Legal Subdivision	STERLING HEIGHTS PLAT THREE
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	SHERBURNE MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	31500

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1606 25TH ST SE, SAINT CLOUD, MN 56304-8557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Warranty Deed, Construction Loan · Construction Mortgage SHERBURNE STATE BANK
Aug 10, 2020	Grant Deed, Transfer EDINA REALTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Aug 10, 2020 · Amount on Record
Deed Document Number	20221390026
Prior Transfer Date	Oct 2, 2014
Prior Transfer Doc	0000793691
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 22, 2022
Property Address	1606 25TH ST SE, SAINT CLOUD, MN 56304-8557
Document Number	0000939525
Instrument Date	Mar 18, 2022
Instrument	939525
Transaction Type	Construction Loan
Record Updated	Jul 31, 2023
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount Recorded
Tax	$90.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1606 25TH ST SE, SAINT CLOUD, MN 56304-8557

Mortgage

Document Number	0000939526
Date	Mar 22, 2022
Instrument	939526

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Apr 1, 2053

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Aug 10, 2020
Property Address	1606 25TH ST SE, SAINT CLOUD, MN 56304-8557
Document Number	0000897591
Instrument Date	Aug 7, 2020
Instrument	897591
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$73.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20455 248TH CIR HUTCHINSON MN 553504164, HUTCHINSON, MN 55350-4164

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,848.00 (+1,415%)	$344,900 (-) Land $70,000 Building $274,900	$344,900 (-) Land $70,000 Building $274,900
2023	$320.00	$344,900 Land $35,000 Building $309,900
2021			$344,900 Land $35,000 Building $309,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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