1604 196th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 1604 196th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,278 sqft · built 1999
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Aug 2024)
Tax Bill	$4,437 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`500220-0-350`

Property Details

APN / Parcel Number

Primary APN	`500220-0-350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,278 sqft Living Area
Gross Area	1,798 sqft
1st Floor Area	1,278 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1604 196TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 13 CLAREWOOD PHASE 3 L 35 TOG/W PRI RD EASE OF RECORD OUT OF 1-024 SEG K0345 MA 12/7/98 MA
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CLAREWOOD PHASE 3
Legal Phase	3
Legal Lot Number	35
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1011
Census Tract	71411

Owner

1604 196th St Ct E is owned and occupied by two individuals who bought it in August 2024.

Source: Pierce County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1604 196TH STREET CT E, SPANAWAY, WA 98387-8085
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 19, 2017	Deed of Trust, Mortgage · FHA Mortgage REAL EST MTG NTWK
Sep 25, 2017	Warranty Deed, Transfer · FHA Mortgage REAL ESTATE MORTGAGE NETWORK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2024 · Amount on File
Deed Sale	Aug 20, 2024 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2024369
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1604 196TH STREET CT E, SPANAWAY, WA 98387-8085
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0011120593
Date	Nov 12, 2021
Instrument	202111120593

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1604 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	1805220251
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	ATTORNEY'S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1604 196TH STREET CT E SPANAWAY WA 983878085, SPANAWAY, WA 98387-8085

Mortgage

Document Number	1805220251
Date	May 22, 2018
Instrument	201805220251

Lender

Name	REAL EST MTG NTWK
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 25, 2017
Property Address	1604 196TH STREET CT E, SPANAWAY, WA 98387-8085
Document Number	0009250100
Map Reference	DOC9811185004
Instrument Date	Sep 18, 2017
Instrument	201709250100
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	ATTORNEYS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,183.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 196TH STREET CT E, SPANAWAY, WA 98387-8085

Mortgage

Document Number	0009250101
Date	Sep 25, 2017
Instrument	201709250101

Lender

Name	REAL ESTATE MORTGAGE NETWORK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1604 196th St Ct E was $4,437, up 2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,400 Land $158,600 Building $236,800	$395,400 Land $158,600 Building $236,800
2025	$4,437.00 (+1.98%)
2024	$4,351.00 (-0.8%)	$370,500 (-2.47%) Land $165,900 Building $204,600	$370,500 (-2.47%) Land $165,900 Building $204,600
2023	$4,386.00	$379,900 Land $157,400 Building $222,500	$379,900 Land $157,400 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1604 196th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1604 196th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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