160 Speaks Rd, Olin, NC 28660 Property Records

Iredell County property record for 160 Speaks Rd, Olin, NC 28660 · Last verified July 2026

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,680 sqft · built 2007
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$11,500 (Jan 2007)
Tax Bill$942 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN4861-23-8022.000

Property Details

APN / Parcel Number

Primary APN4861-23-8022.000
Alternative APN
  • 77452562

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Heated Area
Gross Area1,752 sqft
1st Floor Area1,680 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,621 sqft (0.68 acres)
Lot Width150 ft Width
Deck Area72 sqft
Patio Area72 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number77452562
Street Address160 SPEAKS RD
CityOLIN
StateNC
Zip28660-9309
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionL3 HOLLY-BOB FARMS PB 25-229-231
Legal SubdivisionJERICHO+PADGETT
Legal Block23
Legal Lot Number3
JurisdictionIREDELL NC
Township / Civil DivisionUNION GROVE
Census Block Group3
Census Block3016
Census Tract60801

Owner

Source: Iredell County records · APN 4861-23-8022.000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address160 SPEAKS RD, OLIN, NC 28660-9309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2025Deed of Trust, Mortgage
TRULIANT FCU
Oct 10, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 24, 2007 · Amount on Record
Deed SaleJan 24, 2007 · Amount on Record
Prior SaleAug 06, 2002 · Amount on Record
Deed Book / Page1818 / 2244
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address160 SPEAKS RD, OLIN, NC 28660-9309
Transaction TypeMortgage
Record UpdatedJan 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003184617
DateDec 22, 2025
Book Page3184/617
Lender
NameTRULIANT FCU
TypeCredit Union
Address3200 TRULIANT WAY, WINSTON SALEM, NC 27103
Agreement
AmountAmount Recorded
Term240 Months
DueDec 16, 2045

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address160 SPEAKS RD, OLIN, NC 28660-9309
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 SPEAKS RD, OLIN, NC 28660-9309

Mortgage

Document Number0029512256
DateOct 10, 2022
Book Page2951/2256
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$942.00$149,640 (-) Land $27,300 Building $122,340$149,640 (-) Land $27,300 Building $122,340
2024$942.00$149,640 (-) Land $27,300 Building $122,340$149,640 (-) Land $27,300 Building $122,340
2023$942.00 (+67.62%)$149,640 (+86.77%) Land $27,300 Building $122,340$149,640 (+86.77%) Land $27,300 Building $122,340
2022$562.00$80,120 Land $18,900 Building $61,220$80,120 Land $18,900 Building $61,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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