137 Speaks Rd, Olin, NC 28660 Property Records

Iredell County property record for 137 Speaks Rd, Olin, NC 28660 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,092 sqft Heated Area
Lot Size	22,216 sqft (0.51 acres)
Occupancy	Owner Occupied
Last Sale	$94,000 (2003)
Tax Bill	$1,044.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`4861-32-3947.000`
Alternative APN	`77425265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Heated Area
Gross Area	1,594 sqft Gross Area
1st Floor	1,092 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	22,216 sqft (0.51 acres)
Lot Width	110 ft Width

Exterior Amenities

Deck Area	160 sqft Deck
Patio Area	120 sqft Patio
Porch Area	222 sqft Porch
Storage Building	160 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	77425265
Street Address	137 SPEAKS RD
City	OLIN
State	NC
Zip	28660-9309
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	L6-PADGETT FARMS-PB-32 -150
Legal Subdivision	JERICHO+PADGETT
Legal Block	32
Legal Lot Number	6
Jurisdiction	IREDELL NC
Minor Civil Division	UNION GROVE
Census Blockgroup	3
Census Block	3052
Census Tract	60801

Owner

Source: Iredell County records · APN 4861-32-3947.000

Assessment roll updated April 7, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	137 SPEAKS RD, OLIN, NC 28660-9309
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2003 · Amount on Record
Deed Sale	Apr 28, 2003 · Amount on Record
Deed Doc Number	20039999-00141376
Deed Book / Page	1435 / 2743
Record Refreshed	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	137 SPEAKS RD, OLIN, NC 28660-9309
Transaction Type	Mortgage
Record Updated	Apr 11, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 SPEAKS RD, OLIN, NC 28660-9309

Mortgage

Document Number	0029071178
Date	Mar 30, 2022
Book Page	2907/1178

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,044.00	$166,910 (-) Land $26,000 Building $140,910	$166,910 (-) Land $26,000 Building $140,910
2023	$1,044.00 (+43.21%)	$166,910 (+56.5%) Land $26,000 Building $140,910	$166,910 (+56.5%) Land $26,000 Building $140,910
2022	$729.00	$106,650 Land $18,000 Building $88,650	$106,650 Land $18,000 Building $88,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.