Iredell County property record for 143 Speaks Rd, Olin, NC 28660
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,376 sqft · built 2004 |
| Lot Size | 0.515 acres (22,433 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $220,000 (Apr 2022) |
| Tax Bill | $1,333 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4861-32-2933.000 |
| Primary APN | 4861-32-2933.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,376 sqft Heated Area |
| Gross Area | 1,650 sqft |
| 1st Floor Area | 1,376 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 22,433 sqft (0.515 acres) |
| Lot Width | 110 ft Width |
| Porch | Slab |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 160 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80092154 |
|---|---|
| Street Address | 143 SPEAKS RD |
| City | OLIN |
| State | NC |
| Zip | 28660-9309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | L7-PADGETT FARMS-PB -32- 150 |
| Legal Subdivision | JERICHO+PADGETT |
| Legal Block | 32 |
| Legal Lot Number | 7 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 60801 |
Source: Iredell County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 143 SPEAKS RD, OLIN, NC 28660-9309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2022 | Intrafamily Transfer, Transfer |
| Apr 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on Record |
| Deed Sale | Apr 29, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2014 · Amount on Record |
| Deed Book / Page | 2915 / 2062 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 143 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0029152080 |
| Book / Page | 2915 / 2080 |
| Map Reference | MB 32 PG 150 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 143 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Apr 29, 2022 |
| Property Address | 143 SPEAKS RD, OLIN, NC 28660-9309 |
| Document Number | 0029152062 |
| Book / Page | 2915 / 2062 |
| Map Reference | MB 32 PG 150 |
| Instrument Date | Apr 29, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1131 MYERS MILL RD, 1131, OLIN, NC 28660-8433 |
| Name | Verified Name |
|---|
| Document Number | 0029152065 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2915/2065 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,333.00 | $215,810 (-) Land $26,000 Building $189,810 | $215,810 (-) Land $26,000 Building $189,810 |
| 2024 | $1,333.00 | $215,810 (-) Land $26,000 Building $189,810 | $215,810 (-) Land $26,000 Building $189,810 |
| 2023 | $1,333.00 (+61.58%) | $215,810 (+76.79%) Land $26,000 Building $189,810 | $215,810 (+76.79%) Land $26,000 Building $189,810 |
| 2022 | $825.00 | $122,070 Land $18,000 Building $104,070 | $122,070 Land $18,000 Building $104,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
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