Worcester County and Athol Town property record for 138 Cottage St, Athol, MA 01331 · Last verified April 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 2,763 sqft Living Area |
| Lot Size | 9,000 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $308,000 (2024) |
| Tax Bill | $3,269.00 (2025) |
| Primary APN | ATHO M:00029 B:00110 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Building Area | 2,763 sqft Living Area |
| Gross Area | 4,536 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,000 sqft (0.207 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 4821 |
|---|---|
| Street Address | 138 COTTAGE ST |
| City | ATHOL |
| State | MA |
| Zip | 01331-2305 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 110 |
| Jurisdiction | ATHOL MA |
| Minor Civil Division | ATHOL |
| Census Blockgroup | 2 |
| Census Block | 2017 |
| Census Tract | 703100 |
Source: Worcester County and Athol Town records · APN ATHO M:00029 B:00110 L:00000
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 138 COTTAGE ST, ATHOL, MA 01331-2305 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment WORKERS CU |
| Jun 13, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance WORKERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2024 · Amount on Record |
| Deed Sale | Jul 29, 2024 · Amount on Record |
| Prior Sale | Oct 29, 1999 · Amount on Record |
| Deed Doc Number | 202459476 |
| Deed Book / Page | 70819 / 230 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 138 COTTAGE ST, ATHOL, MA 01331-2305 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070447-340 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 70447/340 |
| Instrument | 31161 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ATHOL MA |
| Property Address | 138 COTTAGE ST, ATHOL, MA 01331-2305 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067740-173 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 67740/173 |
| Instrument | 64201 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2042 |
Source: Worcester County and Athol Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Athol Town |
| Unified School District | Athol-Royalston School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,269.00 (+1.55%) | $257,200 (+2.51%) Land $48,600 Building $208,600 |
| 2024 | $3,219.00 (+8.93%) | $250,900 (+19.19%) Land $48,600 Building $202,300 |
| 2023 | $2,955.00 | $210,500 Land $35,300 Building $175,200 |
138 Cottage St is in FEMA Not included in the FIRM, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Worcester County (25027C), updated November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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