16 Willard Rd, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 16 Willard Rd, Sturbridge, MA 01566

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,524 sqft · built 1950
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$112,900 (Oct 1995)
Tax Bill	$6,499 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`686-02946-016`

Property Details

APN / Parcel Number

Primary APN	`686-02946-016`
Alternative APNs	`STUR M:686 B:000 L:2946-016` `M:686 B:000 L:2946=016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,524 sqft Living Area
Gross Area	5,108 sqft
Basement Area	1,474 sqft
Finished Basement	1,474 sqft
Unfinished Basement	1,474 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	686-02946-016
Street Address	16 WILLARD RD
City	STURBRIDGE
State	MA
Zip	01566-1213
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	2946-16
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2003
Census Tract	758104

Owner

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	16 WILLARD RD, STURBRIDGE, MA 01566-1213
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 1995 · Amount on Record
Deed Sale	Oct 30, 1995 · Amount on Record
Deed Book / Page	17428 / 95
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	16 WILLARD RD, STURBRIDGE, MA 01566-1213
Transaction Type	Mortgage
Record Updated	Feb 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068742-231
Date	Jan 20, 2023
Book Page	68742/231
Instrument	5827

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,499.00 (+2.11%)	$408,000 (+5.7%) Land $69,600 Building $338,400
2024	$6,365.00 (+6%)	$386,000 (+16.16%) Land $68,200 Building $317,800
2023	$6,005.00	$332,300 Land $59,700 Building $272,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20