Worcester County and Sturbridge Town property record for 13 Willard Rd, Sturbridge, MA 01566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,309 sqft · built 1950 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $340,000 (Dec 2018) |
| Tax Bill | $8,992 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 686-02945-013 |
| Primary APN | 686-02945-013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,309 sqft Living Area |
| Gross Area | 5,864 sqft |
| Basement Area | 1,834 sqft |
| Unfinished Basement | 1,834 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 56,628 sqft (1.3 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 686-02945-013 |
|---|---|
| Street Address | 13 WILLARD RD |
| City | STURBRIDGE |
| State | MA |
| Zip | 01566-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 2945-13 |
| Jurisdiction | STURBRIDGE MA |
| Township / Civil Division | STURBRIDGE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 758104 |
Source: Worcester County and Sturbridge Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13 WILLARD RD, STURBRIDGE, MA 01566-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION |
| Dec 20, 2018 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CENTRAL ONE FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2018 · Amount on Record |
| Deed Sale | Dec 20, 2018 · Amount on Record |
| Deed Document Number | 2018135060 |
| Deed Book / Page | 59852 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Property Address | 13 WILLARD RD, STURBRIDGE, MA 01566-1213 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 63252-108 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 63252/108 |
| Instrument | 106033 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STURBRIDGE MA |
| Recording Date | Dec 20, 2018 |
| Property Address | 13 WILLARD RD, STURBRIDGE, MA 01566-1213 |
| Document Number | 59852-1 |
| Book / Page | 59852 / 1 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 135060 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 WILLARD RD, STURBRIDGE, MA 01566-1213 |
| Document Number | 135061 |
|---|---|
| Date | Dec 20, 2018 |
| Instrument | 135061 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Sturbridge Town |
| Elementary School District | Sturbridge School District (PK - 06) |
| Secondary School District | Tantasqua School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,992.00 (+3.25%) | $576,400 (+5.43%) Land $89,100 Building $487,300 | $560,525 (+11.92%) |
| 2025 | $8,709.00 (+11.14%) | $546,700 (+15.05%) Land $85,600 Building $461,100 | $500,840 (+1.89%) |
| 2024 | $7,836.00 (+5.82%) | $475,200 (+15.96%) Land $83,900 Building $391,300 | $491,530 |
| 2023 | $7,405.00 | $409,800 Land $73,000 Building $336,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | E. coli resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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