Westerly Town property record for 16 Spruce St, Westerly, RI 02891
| Property Type | Duplex |
|---|---|
| Details | 7 bd · 2 ba · 2,832 sqft · built 1900 |
| Lot Size | 0.228 acres (9,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $172,500 (Jul 2015) |
| Tax Bill | $3,400 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:129 |
| Primary APN | WEST M:57 B:129 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,832 sqft Living Area |
| Gross Area | 4,686 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,920 sqft (0.228 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20170990 |
|---|---|
| Street Address | 16 SPRUCE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1966 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 129 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 50801 |
Source: Westerly Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 16 SPRUCE ST, WESTERLY, RI 02891-1966 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2015 · Amount on Record |
| Deed Sale | Jul 29, 2015 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 8, 2023 |
| Property Address | 16 SPRUCE ST, WESTERLY, RI 02891-1966 |
| Document Number | 02023-1458 |
| Book / Page | 2023 / 1458 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 2023-370 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,400.00 (+16.84%) | $437,000 (+52.58%) Land $160,500 Building $276,500 |
| 2023 | $2,910.00 (+18.63%) | $286,400 (+17.91%) Land $115,000 Building $171,400 |
| 2022 | $2,453.00 | $242,900 Land $115,000 Building $127,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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