Westerly Town property record for 11 Spruce St, Westerly, RI 02891
| Property Type | Triplex |
|---|---|
| Details | 8 bd · 3 ba · 2,672 sqft · built 1900 |
| Lot Size | 0.248 acres (10,792 sqft) |
| Owner | Company Name on File |
| Last Sale | $540,000 (Dec 2023) |
| Tax Bill | $3,930 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:137 |
| Primary APN | WEST M:57 B:137 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 14 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 2,672 sqft Living Area |
| Gross Area | 4,356 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,792 sqft (0.248 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13178405 |
|---|---|
| Street Address | 11 SPRUCE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-6813 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 137 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 50801 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5600 POST RD, 114, EAST GREENWICH, RI 02818-3442 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 29, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Dec 1, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINTE BANK |
| May 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SEACOAST MORTGAGE CORPORATION |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JAMES E BROWN |
| Oct 2, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Jun 14, 2019 | Warranty Deed, Transfer · Conventional Mortgage MISCELLANEOUS FIN & MTG CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 1, 2023 · Amount on Record |
| Deed Sale | Dec 1, 2023 · Amount on Record |
| Prior Sale | Oct 2, 2020 · Amount on Record |
| Deed Book / Page | 2023 / 16239 |
| Last Transfer Date | Dec 29, 2023 |
| Transfer Doc | 2023-17335 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 29, 2023 |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2023-17335 |
| Book / Page | 2023 / 17335 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2023-4332 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5600 POST RD UNIT 114, 114, EAST GREENWICH, RI 02818-3442 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 1, 2023 |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2023-16239 |
| Book / Page | 2023 / 16239 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023-4033 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 411 COWESETT RD, WARWICK, RI 02886-8533 |
| Document Number | 0020234034 |
|---|---|
| Date | Dec 1, 2023 |
| Instrument | 2023-4034 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020-9941 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 2020/9941 |
| Instrument | 2020-2296 |
| Name | SEACOAST MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2020-9648 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 SPRUCE ST WESTERLY RI 028916813, WESTERLY, RI 02891-6813 |
| Document Number | 2020-9648 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 002020/029648 |
| Instrument | 6779 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2020-9175 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 11 SPRUCE ST WESTERLY RI 028916813, WESTERLY, RI 02891-6813 |
| Document Number | 2020-9175 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 002020/029175 |
| Instrument | 6660 |
| Name | JAMES E BROWN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Oct 2, 2020 |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2020-921 |
| Book / Page | 002020 / 020921 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 4754 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $366.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 E WEATOGUE ST SIMSBURY CT 060702502, SIMSBURY, CT 06070-2502 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jun 14, 2019 |
| Property Address | 11 SPRUCE ST, WESTERLY, RI 02891-6813 |
| Document Number | 2019-9410 |
| Book / Page | 002019 / 009410 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 2427 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $331.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 SPRUCE ST WESTERLY RI 028911965, WESTERLY, RI 02891-1965 |
| Document Number | 2019-9411 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 002019/009411 |
| Instrument | 2428 |
| Name | MISCELLANEOUS FIN & MTG CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,930.00 (+5.5%) | $505,200 (+37.81%) Land $160,800 Building $344,400 |
| 2023 | $3,725.00 (+0.59%) | $366,600 (-) Land $115,300 Building $251,300 |
| 2022 | $3,703.00 | $366,600 Land $115,300 Building $251,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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