Westerly Town property record for 24 Spruce St, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,370 sqft · built 1923 |
| Lot Size | 0.178 acres (7,742 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,479 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:97 |
| Primary APN | WEST M:57 B:97 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,370 sqft Living Area |
| Gross Area | 4,914 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,742 sqft (0.178 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1123500 |
|---|---|
| Street Address | 24 SPRUCE ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 97 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 50801 |
Source: Westerly Town records · APN WEST M:57 B:97
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 24 SPRUCE ST, WESTERLY, RI 02891-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,479.00 (+11.45%) | $575,700 (+45.53%) Land $159,900 Building $415,800 |
| 2023 | $4,019.00 (+0.58%) | $395,600 (-) Land $114,400 Building $281,200 |
| 2022 | $3,996.00 | $395,600 Land $114,400 Building $281,200 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 23 (1982–2021) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2021, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 442 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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