21 Spruce St, Westerly, RI 02891 Property Records

Westerly Town property record for 21 Spruce St, Westerly, RI 02891

Property Summary

Property TypeTriplex
Details8 bd · 3 ba · 2,755 sqft · built 1900
Lot Size0.248 acres (10,792 sqft)
OwnerIndividual Name on File
Last Sale$60,000 (Dec 2002)
Tax Bill$3,064 (2025)
Flood ZoneZone X (minimal risk)
APNWEST M:57 B:134

Property Details

APN / Parcel Number

Primary APNWEST M:57 B:134
Alternative APNs
  • M:057 B:134 L
  • 14056220

Interior

Bedrooms8 Beds
Full Baths3 Baths
Total Rooms14 Rooms
Units3 Units
Stories3 Stories
Building Area2,755 sqft Living Area
Gross Area4,786 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,792 sqft (0.248 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number14056220
Street Address21 SPRUCE ST
CityWESTERLY
StateRI
Zip02891-6811
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block134
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2014
Census Tract50801

Owner

21 Spruce St, a triplex, is owned by an individual who bought it in December 2002.

Source: Westerly Town records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address13 SPRUCE ST, WESTERLY, RI 02891-6812
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2002 · Amount on File
Deed SaleDec 30, 2002 · Amount on File
Prior SaleJun 18, 1999 · Amount on File
Deed Book / Page1081 / 84
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 21 Spruce St was $3,064.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,064.00$393,800 Land $160,800 Building $233,000
2023$3,665.00 (+7.1%)$360,700 (+6.46%) Land $115,300 Building $245,400
2022$3,422.00$338,800 Land $115,300 Building $223,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERLY WATER DEPARTMENT
serves 35,298 people · EPA ID RI1559512
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Spruce St

Nearby Streets

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