Essex County and Hamilton Town property record for 16 Rust St, South Hamilton, MA 01982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,440 sqft · built 1900 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $420,000 (Oct 2014) |
| Tax Bill | $13,817 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Oct 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMI M:55 B:140 |
| Primary APN | HAMI M:55 B:140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,440 sqft Living Area |
| Gross Area | 5,758 sqft |
| 1st Floor Area | 1,664 sqft |
| Basement Area | 1,622 sqft |
| Unfinished Basement | 1,622 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,080 sqft (0.231 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1071 |
|---|---|
| Street Address | 16 RUST ST |
| City | SOUTH HAMILTON |
| State | MA |
| Zip | 01982-2223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 140 |
| Legal Lot Number | 140 |
| Jurisdiction | HAMILTON MA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 215102 |
Source: Essex County and Hamilton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 16 RUST ST, SOUTH HAMILTON, MA 01982-2223 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 17, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage BAY STATE BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Jul 20, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 31, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on Record |
| Deed Sale | Oct 28, 2014 · Amount on Record |
| Prior Sale | Nov 28, 1990 · Amount on Record |
| Deed Book / Page | 33633 / 570 |
| Last Transfer Date | Jul 16, 2020 |
| Transfer Doc | 038730-111 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 16 RUST ST, SOUTH HAMILTON, MA 01982-2223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 036474-160 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 36474/160 |
| Instrument | 180117000560 |
| Name | BAY STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 16 RUST ST, SOUTH HAMILTON, MA 01982-2223 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 039038-462 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 39038/462 |
| Instrument | 20201009001490 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jul 20, 2020 |
| Property Address | 16 RUST ST, SOUTH HAMILTON, MA 01982-2223 |
| Document Number | 38730-111 |
| Book / Page | 038730 / 000111 |
| Instrument Date | Jul 16, 2020 |
| Instrument | 20004370 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 RUST ST SOUTH HAMILTON MA 019822223, SOUTH HAMILTON, MA 01982-2223 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 16 RUST ST, SOUTH HAMILTON, MA 01982-2223 |
| Document Number | 37737-27 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 RUST ST SOUTH HAMILTON MA 019822223, SOUTH HAMILTON, MA 01982-2223 |
| Document Number | 37737-27 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 037737/000027 |
| Instrument | 8000660 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2049 |
Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,817.00 (+2.58%) | $918,700 (+6.74%) Land $298,600 Building $620,100 | $1,095,228 (+40.51%) |
| 2025 | $13,470.00 (+5.3%) | $860,700 (+1.67%) Land $266,000 Building $594,700 | $779,475 |
| 2024 | $12,792.00 (+8.16%) | $846,600 (+16.97%) Land $266,000 Building $580,600 | |
| 2023 | $11,827.00 | $723,800 Land $251,900 Building $471,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures