Essex County and Hamilton Town property record for 11 Rust St, South Hamilton, MA 01982
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,044 sqft · built 1900 |
| Lot Size | 0.092 acres (3,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $383,400 (Jul 2018) |
| Tax Bill | $8,164 (2026) |
| Deeds & Mortgages | Dec 2019 Refinance Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMI M:55 B:168 |
| Primary APN | HAMI M:55 B:168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,044 sqft Living Area |
| Gross Area | 2,168 sqft |
| 1st Floor Area | 828 sqft |
| Basement Area | 828 sqft |
| Unfinished Basement | 828 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,999 sqft (0.092 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1098 |
|---|---|
| Street Address | 11 RUST ST |
| City | SOUTH HAMILTON |
| State | MA |
| Zip | 01982-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 168 |
| Legal Lot Number | 168 |
| Jurisdiction | HAMILTON MA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 215102 |
11 Rust St is owned and occupied by two individuals who bought it in July 2018.
Source: Essex County and Hamilton Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Jul 6, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage GOMEZ I MIGUEL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2018 · Amount on File |
| Deed Sale | Jul 6, 2018 · Amount on File |
| Prior Sale | Mar 17, 2003 · Amount on File |
| Deed Book / Page | 36844 / 320 |
| Transfer Doc | 36844-320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 11 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 038142-154 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 38142/154 |
| Instrument | 20191223004370 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jul 6, 2018 |
| Property Address | 11 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Document Number | 36844-320 |
| Book / Page | 036844 / 000320 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 6001680 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,748.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11 RUST ST HAMILTON MA 01936, HAMILTON, MA 01936 |
| Document Number | 36844-322 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 036844/000322 |
| Instrument | 6001690 |
| Name | GOMEZ I MIGUEL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 11 Rust St was $8,164, up 4% from the year before.
Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,164.00 (+3.96%) | $542,800 (+8.17%) Land $287,600 Building $255,200 | $634,331 (+18.41%) |
| 2025 | $7,853.00 (+6.61%) | $501,800 (+2.93%) Land $256,200 Building $245,600 | $535,705 |
| 2024 | $7,366.00 (+4.79%) | $487,500 (+13.32%) Land $256,200 Building $231,300 | |
| 2023 | $7,029.00 | $430,200 Land $229,800 Building $200,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Rust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Rust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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