Essex County and Hamilton Town property record for 15 Rust St, South Hamilton, MA 01982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,298 sqft · built 1900 |
| Lot Size | 0.096 acres (4,160 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2021) |
| Tax Bill | $8,708 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMI M:55 B:167 |
| Primary APN | HAMI M:55 B:167 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,298 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 686 sqft |
| Basement Area | 686 sqft |
| Unfinished Basement | 686 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,160 sqft (0.096 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Account Number | 2542 |
|---|---|
| Street Address | 15 RUST ST |
| City | SOUTH HAMILTON |
| State | MA |
| Zip | 01982-2222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 167 |
| Legal Lot Number | 167 |
| Jurisdiction | HAMILTON MA |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 215102 |
Source: Essex County and Hamilton Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2017 | Deed of Trust, Mortgage E CAMBRIDGE SVGS BK |
| Jan 25, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2021 · Amount on Record |
| Deed Sale | Jan 25, 2021 · Amount on Record |
| Prior Sale | Jun 24, 1999 · Amount on Record |
| Deed Book / Page | 39450 / 454 |
| Prior Transfer Date | Jan 13, 2021 |
| Prior Transfer Doc | 39450-454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON MA |
| Property Address | 15 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 035745-402 |
|---|---|
| Date | Mar 21, 2017 |
| Book Page | 35745/402 |
| Instrument | 127 |
| Name | E CAMBRIDGE SVGS BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON MA |
| Recording Date | Jan 25, 2021 |
| Property Address | 15 RUST ST, SOUTH HAMILTON, MA 01982-2222 |
| Document Number | 039450-454 |
| Book / Page | 39450 / 454 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 RUST ST PT, HAMILTON, MA 01936 |
| Document Number | 0039450456 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 39450/456 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Hamilton Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,708.00 (+3.46%) | $579,000 (+7.66%) Land $287,900 Building $291,100 | $650,585 (+16.49%) |
| 2025 | $8,417.00 (+5.03%) | $537,800 (+1.4%) Land $256,500 Building $281,300 | $558,505 |
| 2024 | $8,014.00 (+7.44%) | $530,400 (+16.19%) Land $256,500 Building $273,900 | |
| 2023 | $7,459.00 | $456,500 Land $230,700 Building $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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