25 Rust St, South Hamilton, MA 01982 Property Records

Essex County and Hamilton Town property record for 25 Rust St, South Hamilton, MA 01982

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,884 sqft · built 1900
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Mar 2006)
Tax Bill	$9,111 (2026)
Deeds & Mortgages	Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HAMI M:55 B:164`

Property Details

APN / Parcel Number

Primary APN	`HAMI M:55 B:164`
Alternative APN	`1095`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	942 sqft
Basement Area	894 sqft
Unfinished Basement	894 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,002 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1095
Street Address	25 RUST ST
City	SOUTH HAMILTON
State	MA
Zip	01982-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Block	164
Legal Lot Number	164
Jurisdiction	HAMILTON MA
Township / Civil Division	HAMILTON
Census Block Group	4
Census Block	4002
Census Tract	215102

Owner

25 Rust St is owned and occupied by two individuals who bought it in March 2006.

Source: Essex County and Hamilton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 RUST ST, SOUTH HAMILTON, MA 01982-2222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2006 · Amount on File
Deed Sale	Mar 31, 2006 · Amount on File
Prior Sale	Jul 3, 1997 · Amount on File
Deed Book / Page	25523 / 341
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON MA
Property Address	25 RUST ST, SOUTH HAMILTON, MA 01982-2222
Transaction Type	Mortgage
Record Updated	Apr 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036776-136
Date	Jun 11, 2018
Book Page	36776/136
Instrument	180611000320

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 25 Rust St was $9,111, up 3.4% from the year before.

Source: Essex County and Hamilton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Hamilton Town
Unified School District	Hamilton-Wenham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,111.00 (+3.37%)	$605,800 (+7.56%) Land $294,800 Building $311,000	$739,161 (+4.78%)
2025	$8,814.00 (+5.07%)	$563,200 (+1.44%) Land $262,700 Building $300,500	$705,470
2024	$8,389.00 (+3.47%)	$555,200 (+11.89%) Land $262,700 Building $292,500
2023	$8,108.00	$496,200 Land $245,000 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Rust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Rust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON WATER DEPT serves 7,674 people · EPA ID MA3119000
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30