16 Pearl St, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 16 Pearl St, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,471 sqft · built 2003
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Jul 2021)
Tax Bill	$14,235 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00924966`

Property Details

APN / Parcel Number

Primary APN	`00924966`
Alternative APNs	`NTWN M:38 B:9 L:77 U:36` `NEWT M:38 B:9 L:77 U:36` `924966`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,471 sqft Living Area
Gross Area	7,014 sqft
1st Floor Area	2,243 sqft
Basement Area	2,192 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	50,094 sqft (1.15 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	924966
Street Address	16 PEARL ST
City	SANDY HOOK
State	CT
Zip	06482-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	77
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	4
Census Block	4034
Census Tract	230100

Owner

Source: Newtown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 PEARL ST, SANDY HOOK, CT 06482-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Executor's Deed, Transfer · Stand-Alone First Mortgage FINEX CU
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	May 2, 2003 · Amount on Record
Deed Document Number	20214246
Deed Book / Page	1175 / 785
Record Updated	Sep 20, 2026

July 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jul 26, 2021
Property Address	16 PEARL ST, SANDY HOOK, CT 06482-1248
Document Number	001175-785
Book / Page	1175 / 785
Instrument Date	Jul 22, 2021
Instrument	2021-4246
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26-02 HIGH ST APT E, E, FAIR LAWN, NJ 07410-3534

Mortgage

Document Number	0020214247
Date	Jul 26, 2021
Instrument	2021-4247

Lender

Name	FINEX CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	16 PEARL ST, SANDY HOOK, CT 06482-1248
Document Number	1105-252
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 PEARL ST SANDY HOOK CT 064821248, SANDY HOOK, CT 06482-1248

Mortgage

Document Number	1105-252
Date	Nov 20, 2017
Book Page	001105/000252

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,235.00	$495,290 (-) Land $81,660 Building $413,630	$346,703 Land $57,162 Building $289,541
2024	$14,235.00 (+9.53%)
2023	$12,996.00 (+5.57%)	$495,290 (+39.49%) Land $81,660 Building $413,630
2022	$12,310.00	$355,060 Land $85,270 Building $269,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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