10 Pearl St, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 10 Pearl St, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,188 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Dec 2023)
Tax Bill	$12,198 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00924972`

Property Details

APN / Parcel Number

Primary APN	`00924972`
Alternative APNs	`NTWN M:38 B:9 L:80 U:39` `NEWT M:38 B:9 L:80 U:39` `924972`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,188 sqft Living Area
Gross Area	6,058 sqft
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft
Unfinished Basement	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	924972
Street Address	10 PEARL ST
City	SANDY HOOK
State	CT
Zip	06482-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	80
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	4
Census Block	4034
Census Tract	230100

Owner

Source: Newtown Town records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PEARL ST, SANDY HOOK, CT 06482-1248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MORGAN STANLEY PRIVATE BANK
Feb 15, 2017	Deed of Trust, Mortgage NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2023 · Amount on Record
Deed Sale	Dec 4, 2023 · Amount on Record
Prior Sale	Sep 29, 2006 · Amount on Record
Deed Document Number	202320230-00003362
Deed Book / Page	1215 / 285
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Dec 4, 2023
Property Address	10 PEARL ST, SANDY HOOK, CT 06482-1248
Document Number	001215-285
Book / Page	1215 / 285
Instrument Date	Dec 4, 2023
Instrument	20230-00003362
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 PEARL ST, SANDY HOOK, CT 06482-1248

Mortgage

Document Number	23000003363
Date	Dec 4, 2023
Instrument	230-00003363

Lender

Name	MORGAN STANLEY PRIVATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	10 PEARL ST, SANDY HOOK, CT 06482-1248
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1093-383
Date	Feb 15, 2017
Book Page	1093/383
Instrument	3774590007

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,198.00	$424,420 (+2.71%) Land $73,650 Building $350,770	$297,094 Land $51,555 Building $245,539
2024	$12,198.00 (+12.5%)
2023	$10,843.00 (-0.6%)	$413,240 (+31.35%) Land $73,650 Building $339,590
2022	$10,908.00	$314,620 Land $75,710 Building $238,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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