21 Pearl St, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 21 Pearl St, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,441 sqft · built 2002
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Jul 2026)
Tax Bill	$13,237 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00924938`

Property Details

APN / Parcel Number

Primary APN	`00924938`
Alternative APNs	`NTWN M:38 B:9 L:63 U:21` `NEWT M:38 B:9 L:63 U:21` `924938`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,441 sqft Living Area
Gross Area	7,051 sqft
1st Floor Area	1,769 sqft
Basement Area	1,769 sqft
Unfinished Basement	1,756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Hip
Roof Material	Shingle
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	924938
Street Address	21 PEARL ST
City	SANDY HOOK
State	CT
Zip	06482-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	63
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	4
Census Block	4012
Census Tract	230100

Owner

Source: Newtown Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 PEARL ST, SANDY HOOK, CT 06482-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Line of Credit CROSSCOUNTRY MORTGAGE
Feb 16, 2018	Warranty Deed, Transfer · ARM NEWTOWN SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20262142
Deed Book / Page	1251 / 566
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Jul 1, 2026
Property Address	21 PEARL ST, SANDY HOOK, CT 06482-1246
Document Number	0000002142
Book / Page	1251 / 566
Instrument Date	May 29, 2026
Instrument	20262142
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 PEARL ST, SANDY HOOK, CT 06482-1246

Mortgage

Date	Jul 1, 2026

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTOWN CT
Recording Date	Feb 16, 2018
Property Address	21 PEARL ST, SANDY HOOK, CT 06482-1246
Document Number	1108-817
Book / Page	1108 / 817
Instrument	3879780003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$136.36
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	11080820
Date	Feb 16, 2018
Instrument	01108/0820

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Max Rate At Change	30.1%
Max Rate	2.75%

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,237.00	$460,570 (-) Land $91,030 Building $369,540	$322,399 Land $63,721 Building $258,678
2024	$13,237.00 (+9.53%)
2023	$12,085.00 (+0.32%)	$460,570 (+32.55%) Land $91,030 Building $369,540
2022	$12,047.00	$347,480 Land $85,340 Building $262,140

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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