14 Pearl St, Sandy Hook, CT 06482 Property Records

Newtown Town property record for 14 Pearl St, Sandy Hook, CT 06482

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,993 sqft · built 2003
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,200 (Aug 2003)
Tax Bill	$12,383 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00924968`

Property Details

APN / Parcel Number

Primary APN	`00924968`
Alternative APNs	`NTWN M:38 B:9 L:78 U:37` `NEWT M:38 B:9 L:78 U:37` `924968`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,993 sqft Living Area
Gross Area	6,379 sqft
1st Floor Area	1,491 sqft
Basement Area	1,460 sqft
Unfinished Basement	640 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	924968
Street Address	14 PEARL ST
City	SANDY HOOK
State	CT
Zip	06482-1248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	9
Legal Lot Number	78
Jurisdiction	NEWTOWN CT
Township / Civil Division	NEWTOWN
Census Block Group	4
Census Block	4034
Census Tract	230100

Owner

Source: Newtown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 PEARL ST, SANDY HOOK, CT 06482-1248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 31, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2003 · Amount on Record
Deed Sale	Aug 15, 2003 · Amount on Record
Deed Book / Page	780 / 386
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	14 PEARL ST, SANDY HOOK, CT 06482-1248
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244-346
Date	Jan 5, 2026
Book Page	1244/346
Instrument	2026-00000011

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTOWN CT
Property Address	14 PEARL ST, SANDY HOOK, CT 06482-1248
Document Number	1101-56
Book / Page	001101 / 000056
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PEARL ST SANDY HOOK CT 064821248, SANDY HOOK, CT 06482-1248

Mortgage

Document Number	1101-56
Date	Aug 8, 2017
Book Page	001101/000056

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: Newtown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Newtown Town
Unified School District	Newtown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,383.00	$430,880 (-) Land $78,340 Building $352,540	$301,616 Land $54,838 Building $246,778
2024	$12,383.00 (+9.53%)
2023	$11,306.00 (-3%)	$430,880 (+28.16%) Land $78,340 Building $352,540
2022	$11,656.00	$336,210 Land $84,350 Building $251,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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