16 Pal Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 16 Pal Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,694 sqft · built 1966
Lot Size	0.515 acres (22,410 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2012)
Tax Bill	$10,152 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00035-01-00006`

Property Details

APN / Parcel Number

Primary APN	`37-00035-01-00006`
Alternative APNs	`3700035000100006` `3700035A00006`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,694 sqft Living Area
1st Floor Area	1,654 sqft
Upper Floors Area	1,640 sqft
Basement Area	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	22,410 sqft (0.515 acres)
Lot Dimensions	166 ft deep x 135 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	625 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700035A00006
Street Address	16 PAL DR
City	OCEAN
State	NJ
Zip	07712-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	35.1
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1014
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 PAL DR, OCEAN, NJ 07712-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF THE INTERIOR FCU
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT/THE INTERIOR FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2012 · Amount on Record
Deed Sale	Oct 5, 2012 · Amount on Record
Deed Document Number	2012107189
Deed Book / Page	8974 / 7633
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PAL DR, OCEAN, NJ 07712-2552
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	MORTGAGE INFORMATION SVCS IN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095932205
Date	May 2, 2022
Book Page	9593/2205
Instrument	2022048244

Lender

Name	DEPARTMENT OF THE INTERIOR FCU
Type	Credit Union
Address	WASHINGTON, DC 20240

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Apr 27, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	16 PAL DR, OCEAN, NJ 07712-2552
Document Number	0000121074
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	EQUITY NATIONAL TITLE AND CLOSING, EQUITY NAT'L TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	16 PAL DR OCEAN NJ 077122552, OCEAN, NJ 07712-2552

Mortgage

Document Number	0000121074
Date	Oct 16, 2020
Book Page	009449/008427
Instrument	121074

Lender

Name	DEPARTMENT/THE INTERIOR FCU
Address	10800 MAIN ST, FAIRFAX, VA 22030-4748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 15, 2040

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$857,300 (+14.26%) Land $442,100 Building $415,200	$857,300 (+14.26%) Land $442,100 Building $415,200
2025	$10,152.00 (-1.69%)	$750,300 (+10.18%) Land $411,500 Building $338,800	$750,300 (+10.18%) Land $411,500 Building $338,800
2024	$10,327.00 (+0.63%)
2023		$681,000 Land $377,100 Building $303,900	$681,000 Land $377,100 Building $303,900
2022	$10,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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