20 Pal Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 20 Pal Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,299 sqft · built 1966
Lot Size	0.484 acres (21,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$930,000 (Aug 2025)
Tax Bill	$9,416 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00035-01-00008`

Property Details

APN / Parcel Number

Primary APN	`37-00035-01-00008`
Alternative APNs	`3700035000100008` `3700035A00008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,299 sqft Living Area
1st Floor Area	2,299 sqft
Basement Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	21,082 sqft (0.484 acres)
Lot Dimensions	166 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700035A00008
Street Address	20 PAL DR
City	OCEAN
State	NJ
Zip	07712-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	OCEAN
Legal Block	35.1
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1014
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 PAL DR, OCEAN, NJ 07712-2552
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 29, 2021	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	202565083
Deed Book / Page	9751 / 8868
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	20 PAL DR, OCEAN, NJ 07712-2552
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PAL DR, OCEAN, NJ 07712-2552

Mortgage

Document Number	0097844559
Date	Mar 17, 2026
Book Page	9784/4559
Instrument	2026022304

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 29, 2021
Property Address	20 PAL DR, OCEAN, NJ 07712-2552
Document Number	0095550948
Book / Page	9555 / 948
Instrument Date	Oct 21, 2021
Instrument	2021159877
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	NORTHBRIDGE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,208.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CONCORD CT, 11, RED BANK, NJ 07701-5414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PAL DR, OCEAN, NJ 07712-2552

Mortgage

Document Number	2021159878
Date	Oct 29, 2021
Instrument	2021159878

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$921,900 (+32.48%) Land $443,100 Building $478,800	$921,900 (+32.48%) Land $443,100 Building $478,800
2025	$9,416.00 (+9.79%)	$695,900 (+23.89%) Land $412,500 Building $283,400	$695,900 (+23.89%) Land $412,500 Building $283,400
2024	$8,576.00 (+5.94%)
2023		$561,700 Land $378,100 Building $183,600	$561,700 Land $378,100 Building $183,600
2022	$8,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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