14 Pal Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 14 Pal Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,414 sqft · built 1966
Lot Size	0.488 acres (21,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (May 2021)
Tax Bill	$10,679 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`37-00035-01-00005`

Property Details

APN / Parcel Number

Primary APN	`37-00035-01-00005`
Alternative APNs	`3700035000100005` `3700035A00005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,414 sqft Living Area
1st Floor Area	3,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	21,236 sqft (0.488 acres)
Lot Dimensions	155 ft deep x 137 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	846 sqft
Shed	1 Shed
Shed Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700035A00005
Street Address	14 PAL DR
City	OCEAN
State	NJ
Zip	07712-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	HOUSE & HOME INC
Legal Block	35.1
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1014
Census Tract	806502

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 PAL DR, OCEAN, NJ 07712-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 27, 2021	Intrafamily Transfer, Transfer COUNSELLORS TITLE AGENCY INC
May 27, 2021	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MTG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Jul 30, 2009 · Amount on Record
Deed Document Number	202185383
Deed Book / Page	9515 / 3152
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0095153126
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 PAL DR, OCEAN, NJ 07712-2552
Transaction Type	Mortgage
Record Updated	Sep 14, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096565648
Date	Aug 18, 2023
Book Page	9656/5648
Instrument	2023057307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2043

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2021
Property Address	14 PAL DR, OCEAN, NJ 07712-2552
Document Number	0095153126
Book / Page	9515 / 3126
Instrument Date	May 13, 2021
Instrument	2021085382
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PAL DR, OCEAN, NJ 07712-2552

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 27, 2021
Property Address	14 PAL DR, OCEAN, NJ 07712-2552
Document Number	0095153152
Book / Page	9515 / 3152
Instrument Date	May 13, 2021
Instrument	2021085383
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,908.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 BRIDGEWATERS DR APT 19, 57, OCEANPORT, NJ 07757-1155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PAL DR, OCEAN, NJ 07712-2552

Mortgage

Document Number	2021085384
Date	May 27, 2021
Instrument	2021085384

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	14 PAL DR, OCEAN, NJ 07712-2552
Document Number	0000121787
Instrument Date	Dec 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PAL DR OCEAN NJ 077122552, OCEAN, NJ 07712-2552

Mortgage

Document Number	0000121787
Date	Dec 20, 2018
Book Page	009327/009574
Instrument	121787

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,100 (+13.66%) Land $448,500 Building $448,600	$897,100 (+13.66%) Land $448,500 Building $448,600
2025	$10,679.00 (-0.23%)	$789,300 (+11.66%) Land $417,900 Building $371,400	$789,300 (+11.66%) Land $417,900 Building $371,400
2024	$10,704.00 (+0.25%)
2023		$706,900 Land $383,500 Building $323,400	$706,900 Land $383,500 Building $323,400
2022	$10,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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