12 Pal Dr, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 12 Pal Dr, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,304 sqft · built 1965
Lot Size	0.442 acres (19,250 sqft)
Owner	2 Individual Names on File
Last Sale	$869,999 (Dec 2022)
Tax Bill	$12,736 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00035-01-00004`

Property Details

APN / Parcel Number

Primary APN	`37-00035-01-00004`
Alternative APNs	`3700035000100004` `3700035A00004`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,304 sqft Living Area
1st Floor Area	2,998 sqft
Upper Floors Area	693 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,250 sqft (0.442 acres)
Lot Dimensions	154 ft deep x 125 ft wide
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	442 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Old Parcel Number	3700035A00004
Street Address	12 PAL DR
City	OCEAN
State	NJ
Zip	07712-2552
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Block	35.1
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	1
Census Block	1014
Census Tract	806502

Owner

12 Pal Dr is owned and occupied by two individuals who bought it in December 2022.

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12 PAL DR, OCEAN, NJ 07712-2552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Aug 27, 2020	Grant Deed, Transfer · Conventional with PMI BARBARA J & JASON CAIOLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2022 · Amount on File
Deed Sale	Dec 15, 2022 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	2022119464
Deed Book / Page	9627 / 7585
Record Updated	Oct 29, 2026

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 15, 2022
Property Address	12 PAL DR, OCEAN, NJ 07712-2552
Document Number	0096277585
Book / Page	9627 / 7585
Instrument Date	Nov 21, 2022
Instrument	2022119464
Transaction Type	Transfer
Record Updated	Jan 17, 2023
Title Company	GREEN LABEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,067.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 CLOVERLEAF DR, MARLBORO, NJ 07746-1880

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 PAL DR, OCEAN, NJ 07712-2552

Mortgage

Document Number	2022119465
Date	Dec 15, 2022
Instrument	2022119465

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 27, 2020
Property Address	12 PAL DR, OCEAN, NJ 07712-2552
Document Number	0000096062
Book / Page	009436 / 007637
Instrument Date	Jul 29, 2020
Instrument	96062
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 PAL DR OCEAN NJ 077122552, OCEAN, NJ 07712-2552

Mortgage

Document Number	96063
Date	Aug 27, 2020
Book Page	009436/007644
Instrument	96063

Lender

Name	BARBARA J & JASON CAIOLA
Address	19 E RAPHAEL LN, FARMINGDALE, NJ 07727-4311

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12 Pal Dr was $12,736, up 3.3% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,092,200 (+16.03%) Land $441,900 Building $650,300	$1,092,200 (+16.03%) Land $441,900 Building $650,300
2025	$12,736.00 (+3.26%)	$941,300 Land $411,300 Building $530,000	$941,300 Land $411,300 Building $530,000
2024	$12,334.00
2023		$755,800 Land $376,900 Building $378,900	$755,800 Land $376,900 Building $378,900
2022	$10,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Pal Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1992–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Pal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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