16 Memory Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 16 Memory Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2016
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Mar 2022)
Tax Bill	$7,131 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R040111`

Property Details

APN / Parcel Number

Primary APN	`R040111`
Alternative APNs	`SCAR M:R040 L:111` `9632`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,654 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9632
Street Address	16 MEMORY LN
City	SCARBOROUGH
State	ME
Zip	04074-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	THEBERGE 3RD AMD SUB
Legal Lot Number	111
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1005
Census Tract	17305

Owner

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 MEMORY LN, SCARBOROUGH, ME 04074-7703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage T2 FINANCIAL LLC
Jul 19, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2017	Deed of Trust, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2022 · Amount on Record
Deed Sale	Mar 21, 2022 · Amount on Record
Prior Sale	Jul 19, 2019 · Amount on Record
Deed Book / Page	39275 / 167
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Mar 21, 2022
Property Address	16 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0392750167
Book / Page	39275 / 167
Instrument Date	Mar 18, 2022
Instrument	15364
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 BONNYBANK TER, SOUTH PORTLAND, ME 04106-6335

Mortgage

Document Number	0000015365
Date	Mar 21, 2022
Instrument	15365

Lender

Name	T2 FINANCIAL LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 19, 2019
Property Address	16 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0358170206
Book / Page	35817 / 206
Instrument Date	Jul 17, 2019
Instrument	32906
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 BLACK POINT RD, SCARBOROUGH, ME 04074-8337

Mortgage

Document Number	0000032907
Date	Jul 19, 2019
Instrument	32907

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	16 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0337510290
Book / Page	033751 / 000290
Instrument Date	Jan 6, 2017
Transaction Type	Transfer
Record Updated	Jul 4, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 MEMORY LN SCARBOROUGH ME 040747703, SCARBOROUGH, ME 04074-7703

Mortgage

Document Number	0337510290
Date	Jan 9, 2017
Book Page	033751/000290
Instrument	1367

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2047

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,131.00 (+3.66%)	$629,400 (-) Land $147,500 Building $481,900
2024	$6,879.00 (+8.09%)	$629,400 (+57.94%) Land $147,500 Building $481,900
2023	$6,364.00 (+3.77%)	$398,500 (-) Land $105,000 Building $293,500
2022	$6,133.00	$398,500 Land $105,000 Building $293,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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