9 Memory Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 9 Memory Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,756 sqft · built 2016
Lot Size	1.85 acres (80,586 sqft)
Owner	Individual Name on Record
Tax Bill	$8,430 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R040114`

Property Details

APN / Parcel Number

Primary APN	`R040114`
Alternative APNs	`SCAR M:R040 L:114` `85`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,756 sqft Living Area
Gross Area	5,638 sqft
1st Floor Area	1,096 sqft
Attic	Attic
Attic Area	896 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	85
Street Address	9 MEMORY LN
City	SCARBOROUGH
State	ME
Zip	04074-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	THEBERGE RECORDING 3RD SUB
Legal Lot Number	114
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1005
Census Tract	17305

Owner

Source: Cumberland County and Scarborough Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage UNIVERSITY CREDIT UNION
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION
May 11, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ACADEMY MORTGAGE CORP
Jun 26, 2019	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420690301
Date	Feb 24, 2026
Book Page	42069/301
Instrument	7016

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	May 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0407120110
Date	Apr 24, 2024
Book Page	40712/110
Instrument	12901

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0394140313
Date	May 11, 2022
Book Page	39414/313
Instrument	24688

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385520091
Date	Aug 16, 2021
Book Page	38552/91
Instrument	59142

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	9 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0357710333
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 MEMORY LN SCARBOROUGH ME 040747703, SCARBOROUGH, ME 04074-7703

Mortgage

Document Number	0357710333
Date	Jul 2, 2019
Book Page	035771/000333
Instrument	29367

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,430.00 (+7.75%)	$744,000 (+51.87%) Land $163,900 Building $580,100
2023	$7,824.00 (+3.77%)	$489,900 (-) Land $116,600 Building $373,300
2022	$7,540.00	$489,900 Land $116,600 Building $373,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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