14 Memory Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 14 Memory Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,280 sqft · built 2017
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Oct 2024)
Tax Bill	$7,557 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R040110`

Property Details

APN / Parcel Number

Primary APN	`R040110`
Alternative APNs	`SCAR M:R040 L:110` `9630`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,280 sqft Living Area
Gross Area	4,170 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9630
Street Address	14 MEMORY LN
City	SCARBOROUGH
State	ME
Zip	04074-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	THEBERGE 3RD AMD SUB
Legal Lot Number	110
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1005
Census Tract	17305

Owner

14 Memory Ln is owned by two individuals who bought it in October 2024.

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 JESSIE LN, BIDDEFORD, ME 04005-9434
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage TOWN & COUNTRY FCU
Jun 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK
May 19, 2017	Grant Deed, Transfer TOWN & CNTRY CU
Jan 6, 2017	Deed of Trust, Mortgage ANDROSCOGGIN SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2024 · Amount on File
Deed Sale	Oct 10, 2024 · Amount on File
Prior Sale	May 19, 2017 · Amount on File
Deed Document Number	202438426
Deed Book / Page	41050 / 81
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	14 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0350420339
Date	Aug 3, 2018
Book Page	35042/0339
Instrument	000000038039

Lender

Name	TOWN & COUNTRY FCU

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	14 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0357270161
Date	Jun 19, 2019
Book Page	35727/161
Instrument	26104

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	14 MEMORY LN, SCARBOROUGH, ME 04074-7703
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0387410025
Date	Oct 6, 2021
Book Page	38741/25
Instrument	71438

Lender

Name	AMERICAN FINANCIAL NETWORK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	May 19, 2017
Property Address	14 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0340200205
Book / Page	034020 / 000205
Instrument Date	May 19, 2017
Instrument	22534
Transaction Type	Transfer
Record Updated	Jul 13, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 SAVAGE RD RICHMOND ME 043573837, RICHMOND, ME 04357-3837

Mortgage

Document Number	340200207
Date	May 19, 2017
Book Page	034020/000207
Instrument	22535

Lender

Name	TOWN & CNTRY CU
Type	Credit Union
Address	PO BOX 9420, SOUTH PORTLAND, ME 04116-9420

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 18, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	14 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0337520145
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 485 SCARBOROUGH ME 040700485, SCARBOROUGH, ME 04070-0485

Mortgage

Document Number	0337520145
Date	Jan 9, 2017
Book Page	033752/000145
Instrument	1430

Lender

Name	ANDROSCOGGIN SVGS BK
Type	Bank
Address	LEWISTON, ME 04243-1407

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 14 Memory Ln was $7,557.

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,557.00	$667,000 Land $149,200 Building $517,800
2023	$6,873.00 (+3.76%)	$430,400 (-) Land $106,200 Building $324,200
2022	$6,624.00	$430,400 Land $106,200 Building $324,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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