10 Memory Ln, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 10 Memory Ln, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,904 sqft · built 2016
Lot Size	2.19 acres (95,396 sqft)
Owner	Individual Name on File
Last Sale	$660,000 (Jul 2023)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R040108`

Property Details

APN / Parcel Number

Primary APN	`R040108`
Alternative APNs	`SCAR M:R040 L:108` `71036`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,904 sqft Living Area
Gross Area	3,654 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	95,396 sqft (2.19 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	71036
Street Address	10 MEMORY LN
City	SCARBOROUGH
State	ME
Zip	04074-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	THEBERGE PLAT 89 3RD AMD SUB
Legal Lot Number	108
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1005
Census Tract	17305

Owner

10 Memory Ln is owned and occupied by an individual who bought it in July 2023.

Source: Cumberland County and Scarborough Town records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	10 MEMORY LN, SCARBOROUGH, ME 04074-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage INFINITY FCU
Jul 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Deed Document Number	202321646
Deed Book / Page	40218 / 279
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 5, 2023
Property Address	10 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0402180279
Book / Page	40218 / 279
Instrument Date	Jun 29, 2023
Instrument	21646
Transaction Type	Transfer
Record Updated	Jul 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	649 SANDPIPER CIR, MELBOURNE, FL 32901-8140

Mortgage

Document Number	0000021647
Date	Jul 5, 2023
Instrument	21647

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	10 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0360930330
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 MEMORY LN SCARBOROUGH ME 040747703, SCARBOROUGH, ME 04074-7703

Mortgage

Document Number	0360930330
Date	Oct 22, 2019
Book Page	036093/000330
Instrument	53307

Lender

Name	INFINITY FCU
Type	Credit Union
Address	PORTLAND, ME 04104

Agreement

Amount	Amount on Record
Term	120 Months
Due	Oct 21, 2029

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 12, 2019
Property Address	10 MEMORY LN, SCARBOROUGH, ME 04074-7703
Document Number	0357940140
Book / Page	035794 / 000140
Instrument Date	Jul 10, 2019
Instrument	31249
Transaction Type	Transfer
Record Updated	Aug 5, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1168 ROUTE 16 OSSIPEE NH 03864, OSSIPEE, NH 03864

Tax Assessment & Valuation

The 2025 property tax bill for 10 Memory Ln was $6,812.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,812.00	$601,200 Land $172,900 Building $428,300
2023	$6,497.00 (+3.77%)	$406,800 (-) Land $123,900 Building $282,900
2022	$6,261.00	$406,800 Land $123,900 Building $282,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10 Memory Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Memory Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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