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16 McCarthy St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 16 McCarthy St, Franklin, MA 02038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,512 sqft · built 1986
Lot Size0.181 acres (7,880 sqft)
OwnerIndividual Name on Record
Last Sale$585,000 (Jul 2024)
Tax Bill$6,075 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN65-110

Property Details

APN / Parcel Number

Primary APN65-110
Alternative APNs
  • FRAN M:287 L:099
  • M:065 L:110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,512 sqft Living Area
Gross Area2,766 sqft
Basement Area864 sqft
Unfinished Basement864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,880 sqft (0.181 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number65-110
Street Address16 MCCARTHY ST
CityFRANKLIN
StateMA
Zip02038-2121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number99
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group4
Census Block4009
Census Tract442101

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16 MCCARTHY ST, FRANKLIN, MA 02038-2121
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2024 · Amount on Record
Deed SaleJul 15, 2024 · Amount on Record
Prior SaleAug 3, 1992 · Amount on Record
Deed Document Number202444436
Deed Book / Page41884 / 521
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Recording DateApr 3, 2026
Property Address16 MCCARTHY ST, FRANKLIN, MA 02038-2121
Document Number043024-541
Book / Page43024 / 541
Instrument DateMar 30, 2026
Instrument202620856
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 MCCARTHY ST, FRANKLIN, MA 02038-2121

Mortgage

Document Number0000020856,
DateApr 3, 2026
Book Page43024/541
Instrument202620856
Lender
NameCMG MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate5.98%
Max Rate-1%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address16 MCCARTHY ST, FRANKLIN, MA 02038-2121
Document Number35555-504
Book / Page035555 / 000504
Instrument DateOct 21, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35555-504
DateOct 30, 2017
Book Page035555/000504
Instrument3261
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,075.00 (+6.15%)$522,800 (+7.7%) Land $234,700 Building $288,100$530,860 (-2.17%)
2024$5,723.00 (-4.06%)$485,400 (+2.36%) Land $234,700 Building $250,700$542,640
2023$5,965.00$474,200 Land $256,200 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000

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